Dmitriy Shcherba

Nov 15, 2023 | finextra.com | Susana Delgado |Dmitriy Shcherba |Bekir Ablaiev |Lydia Coyle

In a world rapidly evolving towards a digital future, the role of Central Bank-issued Digital Currencies (CBDCs) is gaining prominence. As we explore this groundbreaking development, it is essential to consider the impact, potential opportunities, and challenges that CBDCs present. The Unbanked Population: A Critical Concern Pakistan, like many other countries, faces a significant challenge with a substantial unbanked population.

Sep 13, 2023 | finextra.com | Jamel Derdour |Joris Lochy |Dmitriy Shcherba |Angelina Smolko

The landscape of financial services is undergoing a paradigm shift - courtesy of Banking as a Service (BaaS) - which is reshaping the dynamics between traditional banking institutions and fintech enterprises in their joint effort to cater to consumers' banking needs.

Sep 13, 2023 | finextra.com | Marie Beau |Chirag Shah |Luigi Wewege |Dmitriy Shcherba

AI is poised to revolutionize the user experience in any field, including for small businesses in Business Banking. By leveraging cutting-edge technologies and advanced data analytics, the integration of AI by banks, financial institutions, and fintech brings many benefits. It streamlines operations, improving efficiency and, ultimately, delivers a more personalized, seamless, and simplified daily banking experience.

Sep 11, 2023 | finextra.com | Jamel Derdour |Joris Lochy |Dmitriy Shcherba |James Booth

The financial realm has witnessed groundbreaking changes in recent decades, primarily fueled by technological advancements. Amidst these evolutions, one innovation stands out prominently: cryptocurrencies. These decentralised digital monies have redefined the contours of transactions, investments, and wealth management. As their popularity has skyrocketed, the cryptocurrency benefits for businesses and individuals have come into sharp focus.

Sep 11, 2023 | finextra.com | Dmitriy Shcherba |James Booth |David Hensley |Mick Fennell

If there is one Indian innovation that has grabbed global headlines, it is undoubtedly the instant payment system UPI (Unified Payments Interface). In August 2023, monthly UPI transactions exceeded an astounding 10 billion, marking a remarkable milestone for India’s payments ecosystem. No wonder that UPI has not only revolutionized transactions in India but has also gained international recognition for its remarkable growth.