Elaine Shelly

2 months ago | forbes.com | Elaine Shelly |Alena Hall

Anyone approaching Medicare eligibility may be concerned about their future out-of-pocket spending on health care. Medicare provides basic health care coverage to adults at least 65 years old, as well as those with qualifying disabilities and illnesses. However, Original Medicare, consisting of Part A and Part B, doesn’t cover all medical costs, leaving some copays, coinsurance and other out-of-pocket expenses to be paid by budget-conscious older adults.

Jul 26, 2024 | forbes.com | Elaine Shelly |Alena Hall

Table of Contents {{ tocState.toggleTocShowMore ? 'Show more' : 'Show less' }} Anyone approaching Medicare eligibility may be concerned about their future out-of-pocket spending on health care. Medicare provides basic health care coverage to adults at least 65 years old, as well as those with qualifying disabilities and illnesses. However, Original Medicare, consisting of Part A and Part B, doesn’t cover all medical costs, leaving some copays, coinsurance and other out-of-pocket expenses to...

Oct 13, 2023 | forbes.com | Elaine Shelly |Alena Hall

You’ve likely seen the late-night television commercial with the elderly woman lying on the floor and yelling, “Help! I’ve fallen and I can’t get up!” It’s an ad that can cause stomach flips in anyone who is prone to falling or cares for someone who is likely to fall. I live with a chronic illness and disability, and I have experienced several falls and other emergencies in my home. I have used Life Alert, as well as several other medical alert systems, over the years to stay safe while on my own.

Sep 29, 2023 | forbes.com | Elaine Shelly |Patricia C Heyn

The monthly cost of acquiring and maintaining a medical alert system may challenge the budgets of some older adults. Thankfully, there are ways to reduce or even eliminate the cost of using these life-saving devices. Here’s what you need to know about medical alert systems, along with your best bets for circumventing high equipment and monthly monitoring fees.

Sep 28, 2023 | vice.com | Elaine Shelly

SDI Productions/Getty ImagesEsther Ross was diagnosed with AIDS in 1993, At the time, she was living in New York and had a multitude of physical symptoms and poorly-managed mental illness symptoms that contributed to her overall ill health. She credits a determined social worker with helping her address her physical and mental health and for gaining the education she needed in order to help herself and others. She now lives in North Carolina and advocates for others who are HIV positive.