Articles

  • 1 week ago | uschamber.com | Emily Heaslip

    The structure of your investment deal depends on a few different factors. First, there are three types of investor funding: debt, equity, and convertible debt. Then, within those broad categories, the deal's structure depends on your business’s viability. The stage, size, and industry of your business, as well as how much you are seeking to raise and the time frame, will all factor into the deal structure. Here are some basic tips for understanding investment deals and their structures.

  • 1 month ago | uschamber.com | Emily Heaslip

    EBITDA is an acronym that stands for “earnings before interest, taxes, depreciation, and amortization.” It’s a business metric used to assess a company’s financial health and ability to generate cash. In this guide, we’ll break down the components of EBITDA, how to calculate it, and when this key metric can come in handy for your small business. What is EBITDA? EBITDA is often used as a way to gain insight into a company’s cash flow.

  • 1 month ago | uschamber.com | Emily Heaslip

    A vision statement is a concise, forward-looking statement that articulates an organization's long-term goals and aspirations. It guides decision-making and strategic planning, providing a clear picture of what the organization hopes to achieve. Vision statements are typically found in business plans. They differ from mission statements, yet serve similar purposes: coordinating efforts across the organization toward a similar outcome.

  • 1 month ago | uschamber.com | Emily Heaslip

    Starting a new business can be daunting. Breaking it down into smaller steps can make the process feel more manageable and help you build momentum until your first sale. If you have a great idea, but you’re not sure how to get it off the ground, start with this checklist. How to start a businessThe process of starting a business does vary based on your industry and your resources. Things like permitting, hiring, and getting the right insurance change from venture to venture.

  • 1 month ago | uschamber.com | Emily Heaslip

    LinkedIn’s 2025 Workforce Learning Report found that so-called “career development champions” outperform organizations that don’t invest in employee learning and development on a range of positive indicators. Companies that commit to workforce development say it contributes to profitability, employee retention, recruitment, and AI adoption. For small merchants, employee training can be a win-win for your team and for your business.

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