Eric C. Peck's profile photo

Eric C. Peck

Long Island

Editor-in-Chief at National Mortgage Professional

Editor-in-Chief at Long Island Tennis Magazine

Digital Content Creator at Freelance

son of Byford, brother of Al...

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Articles

  • Homeowners and Insurers Brace for the Costs of Hurricane Season

    3 weeks ago | themortgagepoint.com | Eric C. Peck

    As the nation enters the 2025 hurricane and wildfire season, the costs of climate-related events are posing greater challenges to both insurers and their customers alike. A recent report from the U.S. Department of the Treasury’s Federal Insurance Office (FIO) found the average homeowners’ insurance premium per policy increased 8.7% faster than the rate of inflation in 2018-2022. Some consumers in more at-risk areas faced substantially larger premium increases than the national average.

  • Navigating Today’s Servicing Space

    3 weeks ago | themortgagepoint.com | Eric C. Peck

    On a recent installment of the “What the M” Podcast, co-hosts Stephen Hladik, Principal with the Hladik, Onorato & Federman LLP, and Kent McPhail, Founding/Senior Partner with McPhail Sanchez LLC, welcomed Gina Gallutia, Executive Membership Director of the Five Star Institute, and David Mulkay, Director of Legal League to the program to discuss trends in the default servicing industry, and upcoming industry events.

  • Industry Preps for Changes to CFPB’s Pandemic-Era Mortgage Servicing Rule

    3 weeks ago | themortgagepoint.com | Eric C. Peck

    The Consumer Financial Protection Bureau (CFPB) recently rescinded a pandemic-era Mortgage Servicing Final Rule (Federal Register, Docket No. CFPB-2025-0014). The interim final rule (IFR) rescinds the final rule “Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X,” originally issued June 25, 2021.

  • Bill Introduced to Educate Vets on Home Loan Benefits

    3 weeks ago | themortgagepoint.com | Eric C. Peck

    Sens. John Boozman and Chris Van Hollen have announced the introduction of the Veterans Affairs Loan Informed Disclosure (VALID) Act of 2025, a measure geared toward increasing awareness and utilization of Department of Veterans Affairs (VA) home loan benefits. According to Sens.

  • FHA Clarifies Servicing Rules, Preserves Borrower Protections

    3 weeks ago | themortgagepoint.com | Eric C. Peck

    The Federal Housing Administration (FHA) has issued Mortgagee Letter (ML 2025-14), which clarifies and streamlines servicing requirements for FHA-insured loans—reducing burdens on servicers, while maintaining strong borrower protections.

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Eric C. Peck
Eric C. Peck @ericcpeck
11 Feb 24

Just entered this @idlesband contest! Enter here: https://t.co/33Zwacbq5p

Eric C. Peck
Eric C. Peck @ericcpeck
2 Dec 22

Attorney Adam Diaz discusses a recent case where a settlement, although signed by the attorneys for both parties, was not signed by either of their clients. https://t.co/oKuQxQQCzN

Eric C. Peck
Eric C. Peck @ericcpeck
2 Dec 22

Who at @SXMLiquidMetal programmed the noon-1p EST hour of music? You made my day with the Gojira-Goatwhore-Slayer trifecta! Keep it up @ShawnTheButcher and @josemangin