Erica Gunn

Jun 17, 2024 | equifax.com | Erica Gunn

Consumers' financial stability is an always shifting landscape. This is influenced by factors like job changes, inflation, and economic fluctuations. These factors are why credit risk managers need to stay ahead of these changes to manage accounts and mitigate risks. While credit scores offer a foundational understanding, they often do not provide insights into consumers' full financial health. That's why credit risk managers need to find better ways to manage accounts.

May 5, 2024 | equifax.com | Erica Gunn

The pressure is on for lenders. You need to ensure that your acquisition strategies are competitive. But that can be quite the conundrum when you are faced with tight budgets and aggressive ROI expectations. In the first blog in this series, we discussed a number of specific acquisition challenges that lenders are experiencing. Everything from disjointed datasets, to finding new audiences, to slow model builds, to understanding campaign performance. The list is long.