Erik Martin

1 week ago | patch.com | Erik Martin

CineVerse, one of Chicagoland’s longest-running film discussion groups, recently marked its 20th anniversary. Since its launch in June 2005, CineVerse members have consistently met to talk about and analyze a different movie every Wednesday evening. That equates to around 1,360 meetings and 1,330 films covered, with nearly 150 different members joining over its two-decade run. Led by founder and moderator Erik J.

1 month ago | kktv.com | Erik Martin

Key takeaways Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount allowed by the National Flood Insurance Program or the unpaid balance of the mortgage, whichever is less.

1 month ago | kptv.com | Erik Martin

If you need a mortgage for a home in a , your lender will likely require you to purchase . Here’s why, how much coverage you’ll need, what it’ll cost and more. How much flood insurance do you need for a mortgage? If you’re buying a home in a Special Flood Hazard Area (SFHA), most types of home loans — including a backed by Fannie Mae or Freddie Mac or an , or loan — require flood insurance coverage.

1 month ago | azfamily.com | Erik Martin

Key takeaways Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount allowed by the National Flood Insurance Program or the unpaid balance of the mortgage, whichever is less.

1 month ago | news4sanantonio.com | Erik Martin