Evelyn Waugh

6 days ago | experian.com | Evelyn Waugh

Quick AnswerBenefits of VA loans include no down payment requirement, no mortgage insurance, lower rates and potentially flexible borrower requirements. Downsides may include closing costs, higher property requirements and occupancy requirements. If you're eligible for a VA loan, you may be wondering whether it's your best option. VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs (VA).

6 days ago | experian.com | Evelyn Waugh

How to Plan a Wedding on a BudgetIf you're worried about making your big day special without breaking the bank, start with these tips for keeping your wedding costs down. The breakdown of vendor costs above can give you a lot of insight on where you may end up spending the most—and where you may be able to cut back. For example, you could save $1,700 to $4,500 on average by opting to spin your own wedding playlist during your reception, rather than hiring a DJ or a band.

2 weeks ago | experian.com | Evelyn Waugh

Knowing your kids are in good hands can provide you with much peace of mind—and so can carrying the right coverage if your nanny needs to drive your car. While you're arranging for care for your family, you'll need to be sure you're also handling the administrative aspects of hiring a nanny. That may include getting them coverage under your car insurance. But do you really need to add your nanny to your insurance policy?

1 month ago | experian.com | Evelyn Waugh

What to Do if the Appraisal Comes in LowLearning that you put in an offer for more than the home's appraised value can open up a lot of questions. It's important to know your options before you decide how to proceed. Depending on the details of the purchase agreement, the buyer may be able to withdraw their offer without penalty in light of a low appraisal. If you don't have an appraisal contingency (more on this below), then backing out of the deal may mean losing some or all your earnest money.

2 months ago | experian.com | Evelyn Waugh

To view important disclosures about the Experian Smart Money™ Digital Checking Account & Debit Card, visit experian.com/legal. The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice.