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Nov 5, 2024 | 
the-ken.com | Ateesh Tankha |Ganga Narayan Rath |Abhijith S Warrier
On 17 October, the Reserve Bank of India (RBI) barred four non-banks—Navi Finserv, DMI Finance, Asirvad Micro Finance, and Arohan Financial Services—from sanctioning and disbursing new loans, citingThe Indian Express‘Excessive pricing’: RBI bars 4 NBFCs from giving loans the now proverbial catchall: “material supervisory concerns”. Normally, the banking regulator’s action wouldn’t have caused a flutter by itself.
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Oct 21, 2024 | 
economictimes.indiatimes.com | Ateesh Tankha |Ganga Narayan Rath
Pull the plugAteesh TankhaThe writer is founder-CEO, ALSOWISE Content SolutionsGanga Narayan RathGanga Narayan Rath is former general manager, RBIThis may be the case with central bank digital currency (CBDC).
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Sep 12, 2024 | 
thehindubusinessline.com | Ganga Narayan Rath
Liquidity risk arises when a bank is not able to meet payment obligations primarily from its depositors and give, simultaneously, enough loans to its existing or potential borrowers. Thus, liquidity risk can impair a bank’s intermediation function on daily basis. Liquidity risk became materially visible during the 2007-09 Global Financial Crisis.
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Aug 8, 2024 | 
economictimes.indiatimes.com | Ateesh Tankha |Ganga Narayan Rath
• Gold monetisation scheme This promised consumers interest in gold deposits and jewellers' loans against gold holdings. • Indian gold coin This was meant to reduce the acquisition of coins minted abroad. • Creation of SGB An alternative financial asset to physical gold, SGBs carried a fixed rate of interest and redeemable for cash, equivalent to the face value of the gold bond (denominated in grams of gold) at the time of redemption.
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Jul 21, 2024 | 
thehindubusinessline.com | Ganga Narayan Rath
On July 23, the Finance Minister will present the full Budget for the remaining period of the current financial year. The Interim Budget was tabled on February 1. Although the budgets in the last two terms of the present government have benefited the country, yet the middle class, which mainly comprises salaried class and pensioners, expects some more benefits from the forthcoming Budget.
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Jul 10, 2024 | 
economictimes.indiatimes.com | Ateesh Tankha |Ganga Narayan Rath
Richard F Burton's magnificent English translation of the Arabic folktales collection, One Thousand and One Nights, commonly known as The Arabian Nights, has entertained generations since its original publication in 1888.
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Jul 10, 2024 | 
economictimes.indiatimes.com | Ateesh Tankha |Ganga Narayan Rath
• Faster transmission of rates with higher rates being extended to lower tenor fixed deposits in line with market fluctuations. • Pro-rated earnings without penalty in the case of early closure. Richard F Burton's magnificent English translation of the Arabic folktales collection, One Thousand and One Nights, commonly known as The Arabian Nights, has entertained generations since its original publication in 1888.
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Jul 10, 2024 | 
thehindubusinessline.com | Ganga Narayan Rath
On July 23, the Finance Minister will present the full Budget for the remaining period of the current financial year. The Interim Budget was tabled on February 1. Although the budgets in the last two terms of the present government have benefited the country, yet the middle class, which mainly comprises salaried class and pensioners, expects some more benefits from the forthcoming Budget.
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Apr 24, 2024 | 
thehindubusinessline.com | Ganga Narayan Rath
In the post-April 2024 Monetary Policy press conference, RBI Deputy Governor M Rajeshwar Rao, had reportedly stated, “SFBs have been conceptualised as differentiated banks with specific objectives. The tag of having an SFB after their name is a key part of that differentiator. So, I do not think there is any requirement to modify that at this point of time.” At March-end 2023, there were 12 operating Small Finance Banks (SFBs) (now reduced to 11).
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Apr 17, 2024 | 
the-ken.com | Ateesh Tankha |Ganga Narayan Rath |Shravanth Vijayakumar
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