Graham Ray

Oct 15, 2024 | marketwatch.com | Graham Ray |Anna Douglas

Long-term care (LTC) insurance covers the costs of long-term health care services such as home health care, assisted living and skilled nursing homes. LTC insurance can benefit people who need help performing daily activities such as cooking, cleaning, bathing and driving. Up to 70% of people who reach age 65 will need long-term care at some point — and Medicare and private health insurance do not pay for LTC expenses.

Oct 15, 2024 | marketwatch.com | Graham Ray |Anna Douglas

Long-term care (LTC) insurance covers the costs of long-term health care services such as home health care, assisted living and skilled nursing homes. LTC insurance can benefit people who need help performing daily activities such as cooking, cleaning, bathing and driving. Up to 70% of people who reach age 65 will need long-term care at some point — and Medicare and private health insurance do not pay for LTC expenses.

Oct 14, 2024 | marketwatch.com | Graham Ray |Anna Douglas

Purchasing $500,000 in life insurance can offer substantial financial protection for loved ones should you pass away. Research by the MarketWatch Guides team shows that healthy applicants who don’t smoke can get a 10-year term life insurance policy worth $500,000 for a premium cost of about $236 a year or $20 per month. Our team created this guide as a starting point for selecting the right life insurance for your situation.

Oct 14, 2024 | marketwatch.com | Graham Ray |Anna Douglas

If you think a $250,000 life insurance policy is beyond your budget, you may relate to the 72% of U.S. consumers who overestimate the cost of life insurance. Based on the MarketWatch Guides team’s research, a 10-year, $250,000 term life policy averages $14 per month for a 30-year-old in good health. A life insurance policy can offer financial protection to help your loved ones pay funeral expenses and debts if you pass away.

Oct 14, 2024 | marketwatch.com | Graham Ray |Anna Douglas

Purchasing $500,000 in life insurance can offer substantial financial protection for loved ones should you pass away. Research by the MarketWatch Guides team shows that healthy applicants who don’t smoke can get a 10-year term life insurance policy worth $500,000 for a premium cost of about $236 a year or $20 per month. Our team created this guide as a starting point for selecting the right life insurance for your situation.