Greg DePersio

Florida

Freelance Writer and Editor at Investopedia

Personal finance & investment blogger, college football fanatic, cat lover.

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Articles

How Spinoffs Impact Investors

1 month ago | businessandamerica.com | Greg DePersio

A spinoff is created when a company reshapes part of its operations into a separate entity and distributes shares tax-free to shareholders of the parent company. The number of shares a shareholder receives is based on the number they own in the parent company. The spinoff commonly acquires a new name and a new management staff. A spinoff is created when a company reshapes part of its operations into a new entity. Parent company shareholders are issued spinoff stock.
Revocable Trust vs. Irrevocable Trust: What’s the Difference?

1 month ago | businessandamerica.com | Greg DePersio

A revocable trust and living trust are separate terms that describe the same thing: a trust in which the terms can be changed at any time. An irrevocable trust describes a trust that cannot be modified after it is created without the beneficiaries’ consent or court approval, and possibly both. A trust is a separate legal entity a person sets up to hold their assets.
Applying to Mortgage Lenders: How Many Are Necessary?

2 months ago | businessandamerica.com | Greg DePersio

Applying to multiple mortgage lenders allows you to compare rates and fees to find the best deal. Having multiple offers in hand provides leverage when negotiating with individual lenders. However, applying with too many lenders over too broad a time period may result in score-lowering credit inquiries, and it can trigger a deluge of unwanted calls and solicitations. Applying to multiple lenders allows borrowers to pit one lender against another to get a better rate or deal.
Analyzing Porter’s Five Forces Model on Delta Airlines

2 months ago | businessandamerica.com | Greg DePersio

As one of the largest airline carriers in the world, Delta Air Lines faces competitive challenges and threats that can impact its performance and profitability. However, the shrewdest investors will go beyond looking at Delta’s financial position and will study the potential effects of external forces on the company’s health. One of the most effective tools for this is Porter’s Five Forces.
How Does the Price of Oil Affect Venezuela’s Economy?

2 months ago | businessandamerica.com | Greg DePersio

The price of oil is one of the most closely watched economic trends in the world. It affects the economies of every nation, and petrostates such as Venezuela are highly dependent on oil exports. Countries such as Venezuela, which depend highly on one resource for economic growth, rarely experience economic growth because they ignore other much-needed sectors and resources. Venezuela relies heavily on its oil exports and experiences economic swings that coincide with oil prices.
How Does the Price of Oil Affect Russia’s Economy?

Jan 14, 2025 | businessandamerica.com | Greg DePersio

In late 2021 and early 2022, U.S. consumers coped with significant increases in energy prices. While the U.S. became a net petroleum exporter in 2020 in a historic shift, the U.S. Energy Information Administration (EIA) expected a return to net importer status in 2022. For a net oil importing country, an increase in the price of oil acts as a growth headwind, forcing consumers and the economy as a whole to pay more for their energy consumption.
The History of Etsy’s Stock Price Since Its IPO

Dec 11, 2024 | businessandamerica.com | Greg DePersio

Etsy (ETSY) is an e-commerce site designed for artisans to sell handmade items and craft supplies. So, if you’re looking to find things like jewelry, clothing, and home decor among other things, it may be the place for you. The retail marketplace made its stock market debut on April 16, 2015, with an initial public offering (IPO) of $16 per share. After initially nearly doubling in price, it entered a period of steady decline. When the pandemic hit in March 2020, Etsy lifted off.
The Highest-Paying Government Jobs

Dec 8, 2024 | businessandamerica.com | Greg DePersio

The government does not often come to mind when considering an employer paying large salaries. Government jobs are known for offering many benefits, such as stability and reasonable working hours, but earning a large salary, such as those offered by Goldman Sachs and Microsoft, is not always guaranteed. However, for professionals with college degrees and desirable professional skills, some government jobs can be quite lucrative.
Common Interview Questions for Quantitative Analysts

Dec 4, 2024 | businessandamerica.com | Greg DePersio

Quantitative analysts develop high-level trading and risk management strategies using complex algorithms and mathematical equations. This is a career for the top 1% in numerical proficiency. A lucrative career in quantitative analysis could be in your future if you were always the math whiz in class, even at the post-graduate level. Most quantitative analysts have at least a master’s degree and many carry doctorates in fields like mathematics or statistics.
Accountant Career Path and Qualifications

Nov 23, 2024 | businessandamerica.com | Greg DePersio

Accounting is a wide-ranging profession. Whether you prefer to sit in a cubicle poring over financial statements and input complex formulas into spreadsheets, or analyze a company and present to the CEO a list of areas where efficiency could be improved, you can find a career path that suits your goals within the field of accounting. There are several types of accountants. Accountants can work for firms and the government. The CPA credential is important for this profession.