Hanna Horvath

3 weeks ago | bankrate.com | Dion Rabouin |Hanna Horvath

If you’ve been watching mortgage rates hover near 7 percent this year, you’re probably feeling frustrated. The dream of homeownership feels more expensive than ever. And for many prospective buyers, purchasing when rates are high means stretching their budget, settling for less house than they want or risking financial strain. But here’s what many buyers don’t realize: High mortgage rates actually create an opportunity for savers.

3 weeks ago | bankrate.com | Dion Rabouin |Hanna Horvath

In 2025, U.S. savers are showing less willingness to move their money between banks, a notable shift from the deposit flight and rate-chasing behavior seen in prior years. This inertia comes at a significant cost: With deposit growth slowing and consumer mobility declining, banks have little incentive to boost savings rates, potentially leaving less savvy savers earning pennies while inflation erodes their purchasing power. So what’s going on?

1 month ago | bankrate.com | Dion Rabouin |Hanna Horvath

Big bank mergers are starting to pick up steam in 2025, and history shows that’s not typically good news for savers. The recent wave of consolidation in the banking industry could spell trouble for your interest rates, account terms and overall financial choices. As a reporter who has gained some keen insights on banking, covering finance for more than a decade, I’ve seen how consolidation typically impacts consumers.

1 month ago | bankrate.com | Dion Rabouin |Hanna Horvath

If you’ve been searching for a safe place to lock up your money and have been contemplating a certificate of deposit (CD), you’re not alone. Stock market volatility, the recent U.S. economic contraction and wide-ranging uncertainty have even seasoned Wall Street professionals searching for safer places to park their cash. And after years of near-zero rates, CDs made a comeback in 2023 and 2024 with some banks offering headline-grabbing yields. But in 2025, the landscape for savers is shifting.

1 month ago | msn.com | Hanna Horvath

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