Holly Johnson

Noblesville, United States

Co-Founder and Writer at Club Thrifty

Stop spending. Start living.™ Award-winning freelance writer. World traveler. Credit card and money expert. Founder of Earn More Writing course. #money #travel

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Articles

Resilient Lady Review | U.S. News Travel

6 days ago | travel.usnews.com | Holly Johnson

OverviewAn adults-only, LGBTQ-friendly cruise ship, Resilient Lady has a maximum capacity of 2,762 passengers and carries 1,150 crew members. Since setting sail in May 2023, Virgin Voyages' third ship has received praise among travelers for its exceptional dining scene and exciting entertainment options. With onboard experiences ranging from acrobatic performances to comedy shows to themed parties, Resilient Lady is best for travelers who are seeking an upbeat and social atmosphere.
MSC Euribia Review | U.S. News Travel

1 week ago | travel.usnews.com | Holly Johnson

OverviewMSC Euribia, named after the Greek goddess of mastery of the sea, launched in June 2023. MSC Euribia stands out with its commitment to sustainability (the ship runs on liquid natural gas, or LNG) and art-filled aesthetic (with original works of art throughout the ship and a "Save the Sea" motif on the hull). Entertainment options abound, with an immersive gallery, a sports center, a theater, a casino and seven rooms dedicated to kids and teenagers.
Celebrity Cruises vs. Virgin Voyages

1 week ago | travel.usnews.com | Holly Johnson |Nicola Wood |Suzanne Mason

Among many other important factors, deciding between Celebrity Cruises and Virgin Voyages means deciding if you want a truly adults-only experience or a cruise geared toward adults that still allows kids on board. Take the time to compare each cruise line's features below and decide which option is best for your next vacation at sea. Celebrity Cruises vs.
The 18 Most Epic Hotels for Kids

2 weeks ago | travel.usnews.com | Holly Johnson |Rachael Hood |Catriona Kendall

1/20 CreditCourtesy of Aulani, A Disney Resort & Spa|View as articleThese kid-friendly hotels offer everything from impressive water parks to quirky themed rooms. Traveling with kids can feel like a labor of love, but you'll have a better shot at a fun, relaxing getaway if you select a resort that caters to families. What should you look out for? The best hotels for kids offer extra amenities to keep little ones busy and entertained, but without scrimping on comforts for adults.
The 10 Best Cruise Ship Interior Cabins

3 weeks ago | travel.usnews.com | Holly Johnson |Ann Henson |Nicola Wood

While booking an interior cabin for your next cruise may not feel like the most luxurious option, there are plenty of good reasons to take this route. Not only are cabins that lack a window or balcony more affordable, they also provide exceptional darkness that's great for overnight sleep (or even a midday nap at sea).
Guide To The Capital One Premier Collection

1 month ago | bankrate.com | Ana Staples |Liza Carrasquillo |Holly Johnson

The Capital One Premier Collection allows certain cardholders to book luxury properties, including hotels and vacation rentals, and score additional perks and rewards. Benefits include an on-property $100 experience credit, complimentary Wi-Fi and daily breakfast for two. Eligible cardholders can also earn up to 10X miles on these bookings.
How To Close An American Express Account

1 month ago | bankrate.com | Holly Johnson |Madison Hoehn

You can close an American Express credit card by calling the number on the back of your card, chatting with the card issuer or mailing a notice to a specific address. Make sure you have a plan for your rewards before you close your account. If you fail to redeem them within a specific timeline, you’ll forfeit all your points. An account closure could negatively impact your credit score, so it’s wise to consider other alternatives before closing your credit card.
Does Using Mobile Payments Keep You From Earning Rewards?

1 month ago | bankrate.com | Holly Johnson |Harlan Vaughn

In most cases, digital wallet purchases deliver the same rewards as physical card transactions. Some cards even offer enhanced rewards for digital purchases, as in the case of Apple Pay credit card rewards with the Apple Card. Read your cards’ fine print and to check with each issuer’s customer support team if your rewards don’t post appropriately. There are all kinds of myths about credit card rewards and credit scores, although many of them have been proven false over the years.
How To Get A 5th Night Free With The Hilton Honors American Express Card

2 months ago | bankrate.com | Holly Johnson |Re'Dreyona Walker

The Hilton Honors program allows members to pay for rooms with points, and it rewards them for doing so with free hotel stays. If you’re staying at a Hilton property for five nights or more, you can get the fifth night free of charge if you pay with points. Hilton Honors members can take advantage of this perk by reaching Silver Elite status or by becoming a Hilton Honors Amex cardholder.
What Is My Credit Score If I Have No Credit History?

2 months ago | bankrate.com | Holly Johnson |Madison Hoehn |Ted Rossman

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports. Before you can hatch a plan to build your credit, you should check your score to see whether you have one. If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t mean you have a credit score of zero.