Holly Johnson

Jan 24, 2025 | cnet.com | Holly Johnson

My partner and I have easily had 20 or more business credit cards over the years, and that includes the four or five we now use on a regular basis. Most of them are Chase credit cards that earn valuable rewards we can pool in a single account. Ultimately, I use my Ink Business Unlimited® Credit Card for the bulk of my business spending and bills. Not only does it come with no annual fee and an intro APR offer for purchases, but it also earns 1.5% cash back on purchases.

Jan 23, 2025 | cnet.com | Holly Johnson

Most airline credit cards offer valuable benefits such as free checked bags, priority boarding, discounts on flight awards or a head start toward achieving elite status. But some charge an annual fee in exchange. While you'll find the best benefits with airline credit cards that charge an annual fee, there are a few co-branded airline and general travel cards without annual fees that can still help you cut back on travel costs. What is a no-annual-fee airline credit card?

Jan 19, 2025 | cnet.com | Holly Johnson

There's a lot of uncertainty surrounding student loan forgiveness — and scammers are taking advantage of the confusion. Hackers are preying on borrowers waiting for debt relief to trick them into coughing up personal data or paying money for fake assistance. You might assume you'll be able to identify scams, particularly if you're a recent college graduate accustomed to navigating the dangerous potholes of digital scams.

Jan 17, 2025 | cnet.com | Holly Johnson

It'd be nice to know if you'll get approved for a credit card before putting yourself (and your credit score) through a whole application process, right? Getting prequalified for a credit card doesn't mean you'll be automatically approved if you decide to apply, but it does give you an idea of how likely you are to be approved for the card without damaging your credit. Prequalification counts as a soft credit check, which won't impact your credit score.

Jan 17, 2025 | cnet.com | Holly Johnson

One of the latest package scams, called brushing, involves an unexpected package showing up at your door. When you open the box, there's a QR code (tip: never scan an unfamiliar QR code) that tries to get you to share your sensitive information. While the holiday season may be behind us, that doesn't mean you're safe from gift and package-related scams.