Jackie Lam

Angels Camp, Los Angeles

Personal Finance Writer at Freelance

Freelance money writer and financial coach for artists and freelancing creatives @buzzfeed @cnet @refinery29

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Articles

How to Stretch Your Money During an Emergency

3 weeks ago | moneymanagement.org | Jackie Lam

The number of Americans filing for unemployment benefits is on the rise. And while concern (and confusion) over tariffs hasn't yet led to a full-on recession, you'd be forgiven for worrying about what's going to happen next. If you recently experienced a job loss, a drastic cut in hours, or are simply erring on the side of caution, here’s how you can stretch your budget during an unexpected emergency: Reassess your budget To start, see where you can cut back.
49歳でFIREしたシングルマザーが語る、約2億円の資産を築くまでの6つのシンプルな行動 | Business Insider Japan

4 weeks ago | businessinsider.jp | Jackie Lam |Stephanie Hallett

シングルマザーのジャッキー・カミングズ・コスキ氏は、40代半ばのときに、FIREを目指そうと決めた。49歳までに彼女の純資産額は130万ドル（約1億9400万円）に達し、安心して退職してその先ずっと生活していくために十分な額となった。彼女は、生活費を抑え、収入を増やし、投資を学ぶことで、この目標を達成した。FIRE（経済的自立・早期退職）を実現した人物といえば、IT系の仕事で高給を稼ぐ20代、というイメージを思い浮かべるかもしれない。いくつかの不動産に投資したり副業を成功させたりすることで莫大な目標資産額に到達し、他の人たちよりも早く会社から去っていく、といったところだろうか。これは、ジャッキー・カミングズ・コスキ氏には当てはまらない。彼女は40代半ばのときに、FIREを目指そうと決めた。そこから5年後に話を進めると、2019年、49歳のときに、彼女の純資産額は、フルタイムの仕事を退職するのに十分な額である130万ドル（約1億9400万円）に達した。彼女の目標達成までの道のりを6つのステップで振り返ってみよう。1.
How to Give Yourself a Mid-Year Financial Check-In

1 month ago | moneymanagement.org | Jackie Lam

Ah, summer. Now that the sun is out and the kids are home from school, it’s prime time to enjoy family vacations and backyard BBQs. However, you’ll also want to review your finances to make sure your bases are covered. In turn, it’ll help you stay on track with your money goals. Here’s what to review during your mid-year financial check-in:Have you had any major life changes?
Has TikTok Made You Question Your Cortisol Levels? Here Are 3 Signs To Consult Your Doctor

1 month ago | yahoo.com | Jackie Lam

"Hearst Magazines and Yahoo may earn commission or revenue on some items through these links."Cortisol is the Lisa Rinna of hormones—involved in everybody’s business and always getting blamed for the drama (real RHOBH fans know!). To be fair, the stuff *is* connected to your body’s fight-or-flight response (there’s a reason it’s nicknamed “the stress hormone”). But cortisol also has a role in almost every major organ system, from brain function to joint and immune health. It regulates metabolism.
How to Stay Out of Credit Card Debt for Good

1 month ago | moneymanagement.org | Jackie Lam

Why you might be mired in credit card debt could be chalked up to any number of reasons: a series of unfortunate circumstances, chronic debt denial, or poor spending decisions, to name a few. The average credit card debt for members of Generation X alone currently sits at $7,155, meaning that carrying a balance can cost a pretty penny in interest fees. It may not be possible to completely avoid debt - things may just happen that are out of your control.
As a single Vietnamese American woman, I'm expected to help aging relatives. My 4-part savings strategy makes it possible.

1 month ago | businessinsider.com | Libby Kane |Jackie Lam |Henry Blodget

A few years ago, when I was at lunch with my older brother and mom, I asked my mom why she decided to have kids. She responded half-jokingly, saying she wanted to have someone to love her unconditionally and take care of her in her old age. While it was a cheeky response, it was one that contained a kernel of truth. When you're growing up Vietnamese American, there are cultural expectations to help out aging family members.
TikTok has a way to bypass tariffs - but is it legit?

1 month ago | salon.com | Jackie Lam

What American doesn't like a deal, especially in this economy? Chinese manufacturers are banking on it. A slew of videos they have posted on social media amid Trump’s trade war claims that our favorite high-fashion and luxury brands are produced in China — and we can bypass tariffs if we order directly from them. A search on TikTok for the hashtag #chinamanufacturer yields nearly 23,000 videos, while the hashtag #chinafactory offers over 107,000 TikToks.
TikTok has a way to bypass tariffs — but is it legit?

1 month ago | finance.yahoo.com | Jackie Lam

Getty Images/Ezra Acayan What American doesn't like a deal, especially in this economy? Chinese manufacturers are banking on it. A slew of videos they have posted on social media amid Trump’s trade war claims that our favorite high-fashion and luxury brands are produced in China — and we can bypass tariffs if we order directly from them. A search on TikTok for the hashtag #chinamanufacturer yields nearly 23,000 videos, while the hashtag #chinafactory offers over 107,000 TikToks.
Car insurance prices are rising, but I lowered my rate by $350 a year in just 30 minutes

1 month ago | businessinsider.com | Avril Ayers |Jackie Lam |Henry Blodget

The author, Jackie Lam. Courtesy of Jackie Lam 2025-04-30T21:00:52Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Tariffs are raising the price of car insurance where I live, but I'm still trying to save money.
8 Perks of Working During Retirement

2 months ago | moneymanagement.org | Jackie Lam

Retirement can spark fantasies of globetrotting around the world by plane or cruise ship, lapsing into endless days of leisure, or finally having the time to pursue that long-cast-aside hobby. But these days, it turns out that those reaching retirement age might actually want to continue working. According to a Harris Poll study, 72% of those surveyed would like to semi-retire by working a more flexible schedule, while 58% would like transition into semi-retirement by working reduced hours.