
Jackie Lam
Personal Finance Writer at Freelance
Freelance money writer and financial coach for artists and freelancing creatives @buzzfeed @cnet @refinery29
Articles
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3 weeks ago |
moneymanagement.org | Jackie Lam
The number of Americans filing for unemployment benefits is on the rise. And while concern (and confusion) over tariffs hasn't yet led to a full-on recession, you'd be forgiven for worrying about what's going to happen next. If you recently experienced a job loss, a drastic cut in hours, or are simply erring on the side of caution, here’s how you can stretch your budget during an unexpected emergency: Reassess your budget To start, see where you can cut back.
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4 weeks ago |
businessinsider.jp | Jackie Lam |Stephanie Hallett
シングルマザーのジャッキー・カミングズ・コスキ氏は、40代半ばのときに、FIREを目指そうと決めた。49歳までに彼女の純資産額は130万ドル(約1億9400万円)に達し、安心して退職してその先ずっと生活していくために十分な額となった。彼女は、生活費を抑え、収入を増やし、投資を学ぶことで、この目標を達成した。FIRE(経済的自立・早期退職)を実現した人物といえば、IT系の仕事で高給を稼ぐ20代、というイメージを思い浮かべるかもしれない。いくつかの不動産に投資したり副業を成功させたりすることで莫大な目標資産額に到達し、他の人たちよりも早く会社から去っていく、といったところだろうか。これは、ジャッキー・カミングズ・コスキ氏には当てはまらない。彼女は40代半ばのときに、FIREを目指そうと決めた。そこから5年後に話を進めると、2019年、49歳のときに、彼女の純資産額は、フルタイムの仕事を退職するのに十分な額である130万ドル(約1億9400万円)に達した。彼女の目標達成までの道のりを6つのステップで振り返ってみよう。1.
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1 month ago |
moneymanagement.org | Jackie Lam
Ah, summer. Now that the sun is out and the kids are home from school, it’s prime time to enjoy family vacations and backyard BBQs. However, you’ll also want to review your finances to make sure your bases are covered. In turn, it’ll help you stay on track with your money goals. Here’s what to review during your mid-year financial check-in:Have you had any major life changes?
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1 month ago |
yahoo.com | Jackie Lam
"Hearst Magazines and Yahoo may earn commission or revenue on some items through these links."Cortisol is the Lisa Rinna of hormones—involved in everybody’s business and always getting blamed for the drama (real RHOBH fans know!). To be fair, the stuff *is* connected to your body’s fight-or-flight response (there’s a reason it’s nicknamed “the stress hormone”). But cortisol also has a role in almost every major organ system, from brain function to joint and immune health. It regulates metabolism.
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1 month ago |
moneymanagement.org | Jackie Lam
Why you might be mired in credit card debt could be chalked up to any number of reasons: a series of unfortunate circumstances, chronic debt denial, or poor spending decisions, to name a few. The average credit card debt for members of Generation X alone currently sits at $7,155, meaning that carrying a balance can cost a pretty penny in interest fees. It may not be possible to completely avoid debt - things may just happen that are out of your control.
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