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4 weeks ago | 
postonline.co.uk | James Daley
End of drawer navigation content Why Aviva’s takeover of Direct Line is bad news James Daley, managing director of Fairer Finance, shares his thoughts on Aviva’s £3.7bn takeover of Direct Line Group and raises concerns about the impact of mega mergers on customer service. When Aviva announced its bid to take over Direct Line at the end of last year, my heart sunk.
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Jan 17, 2025 | 
fairerfinance.com | James Daley
Unless you’ve been hiding under a rock over the past six months, you can’t have missed the fact that the number one priority for the newish Labour government is to return the UK economy to sustainable growth. It’s been a core plank in just about every speech that the Chancellor Rachel Reeves has given since she took office. And it’s frequently mentioned by the Prime Minister and other cabinet colleagues. Few people disagree that growth needs to be a focus for government.
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Nov 29, 2024 | 
postonline.co.uk | James Daley
Tweet Facebook LinkedIn Save this article Send to Print this page James Daley. managing director of Fairer Finance, reacts to recent rabble rousing calls for a regulatory bonfire and urges the industry needs to get behind the watchdog rather than painting them as the panto villain.
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Nov 19, 2024 | 
fairerfinance.com | James Daley
A little over a year ago, the FCA called out investment platforms for not paying enough interest to customers who keep cash balances in their account. Many platforms were paying little to no interest on cash – in spite of rates having risen from almost zero to over 5%. Rightly, the FCA questioned whether platforms were offering fair value. After raising the issue with firms in September 2023, several took the hint and increased their interest rates. But many did not.
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Oct 25, 2024 | 
postonline.co.uk | James Daley
Tweet Facebook LinkedIn Save this article Send to Print this page James Daley, managing director of consumer group Fairer Finance, argues the government task force to tackle motor insurance should consider the way the entire general insurance market works. The creation of a new government task force to look at the cost of motor insurance should not come as a surprise to anyone who works in the industry.
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Oct 18, 2024 | 
fairerfinance.com | James Daley
This week's news that the FCA is launching a new market study into the premium finance market came as something of a surprise. The accompanying government announcement that it has set up a taskforce looking at motor insurance was more predictable - after all, it was a Labour Party manifesto commitment. But a market study into this relatively small part of the insurance sector seems like an odd way to approach what seems to be a fairly straightforward problem.
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Oct 10, 2024 | 
fairerfinance.com | James Daley
Good evening Ladies and Gentlemen. Thank you so much for joining us this evening to celebrate Fairer Finance’s 10th anniversary. It’s a milestone that I’m incredibly proud of - and it’s an honour to have so many brilliant individuals in the room tonight to mark the occasion with us, not least the executive director of the FCA, Sheldon Mills, who we’ll be hearing from in a moment.
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Sep 11, 2024 | 
nature.com | Sameer Salunkhe |James Daley |Chaoyou Xue |Angela M. Jasper |Wenjing Li |Rahul Mojidra | +8 more
AbstractThe licensing step of DNA double-strand break repair by homologous recombination entails resection of DNA ends to generate a single-stranded DNA template for assembly of the repair machinery consisting of the RAD51 recombinase and ancillary factors1. DNA end resection is mechanistically intricate and reliant on the tumour suppressor complex BRCA1–BARD1 (ref. 2).
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Jul 22, 2024 | 
ffnews.com | Lauren Hinton |James Daley
The latest Trust in Banking Index from Fairer Finance highlights continuing growth in consumer trust in the banking sector, following a decade marred by scandals and reputational issues. Despite the Financial Ombudsman Service1 seeing a recent increase in complaints relating to current accounts and credit cards, Fairer Finance’s data shows that 82% either ‘strongly agree’ or ‘agree’ that they trust their current account provider, while the figure for credit card providers is 81%.
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Jul 17, 2024 | 
fairerfinance.com | James Daley
As the cost of living crisis drags on for many families, more people are turning to renting out some or all of their home as a way of raising some extra income. My family started renting our house on Airbnb in the school holidays about a year ago and, as I’ve written before, it’s provided a welcome boost to the household finances. But one headache that we’ve yet to totally iron out is the issue of home insurance.
