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1 week ago | 
cityam.com | James Daley |Anna Moloney
Tuesday 27 May 2025 11:04 am | Updated: Tuesday 27 May 2025 11:05 am Topping up pensions with property wealth is becoming the norm (Photo by Christopher Furlong/Getty Images) Using property to fund retirement is going to become the norm, but there’s stigma attached to it, writes James Daley It’s well known that we’re all living longer – and the quality of company pensions is getting worse. Many of those retiring today have the benefit of generous final salary schemes. But tomorrow’s retirees...
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2 weeks ago | 
telegraph.co.uk | James Daley
But if we're going to make that possible, we need the Government and regulators to act now. Government advice and guidance services, like Pension Wise and MoneyHelper, need to start talking about housing wealth as a key plank of retirement planning. We also need technology to play a role - helping people see all their retirement assets, from pensions to savings to property, all in one place.
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2 months ago | 
postonline.co.uk | James Daley
End of drawer navigation content Why Aviva’s takeover of Direct Line is bad news James Daley, managing director of Fairer Finance, shares his thoughts on Aviva’s £3.7bn takeover of Direct Line Group and raises concerns about the impact of mega mergers on customer service. When Aviva announced its bid to take over Direct Line at the end of last year, my heart sunk.
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Jan 17, 2025 | 
fairerfinance.com | James Daley
Unless you’ve been hiding under a rock over the past six months, you can’t have missed the fact that the number one priority for the newish Labour government is to return the UK economy to sustainable growth. It’s been a core plank in just about every speech that the Chancellor Rachel Reeves has given since she took office. And it’s frequently mentioned by the Prime Minister and other cabinet colleagues. Few people disagree that growth needs to be a focus for government.
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Nov 29, 2024 | 
postonline.co.uk | James Daley
Tweet Facebook LinkedIn Save this article Send to Print this page James Daley. managing director of Fairer Finance, reacts to recent rabble rousing calls for a regulatory bonfire and urges the industry needs to get behind the watchdog rather than painting them as the panto villain.
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Nov 19, 2024 | 
fairerfinance.com | James Daley
A little over a year ago, the FCA called out investment platforms for not paying enough interest to customers who keep cash balances in their account. Many platforms were paying little to no interest on cash – in spite of rates having risen from almost zero to over 5%. Rightly, the FCA questioned whether platforms were offering fair value. After raising the issue with firms in September 2023, several took the hint and increased their interest rates. But many did not.
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Oct 25, 2024 | 
postonline.co.uk | James Daley
Tweet Facebook LinkedIn Save this article Send to Print this page James Daley, managing director of consumer group Fairer Finance, argues the government task force to tackle motor insurance should consider the way the entire general insurance market works. The creation of a new government task force to look at the cost of motor insurance should not come as a surprise to anyone who works in the industry.
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Oct 18, 2024 | 
fairerfinance.com | James Daley
This week's news that the FCA is launching a new market study into the premium finance market came as something of a surprise. The accompanying government announcement that it has set up a taskforce looking at motor insurance was more predictable - after all, it was a Labour Party manifesto commitment. But a market study into this relatively small part of the insurance sector seems like an odd way to approach what seems to be a fairly straightforward problem.
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Oct 10, 2024 | 
fairerfinance.com | James Daley
Good evening Ladies and Gentlemen. Thank you so much for joining us this evening to celebrate Fairer Finance’s 10th anniversary. It’s a milestone that I’m incredibly proud of - and it’s an honour to have so many brilliant individuals in the room tonight to mark the occasion with us, not least the executive director of the FCA, Sheldon Mills, who we’ll be hearing from in a moment.
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Sep 11, 2024 | 
nature.com | Sameer Salunkhe |James Daley |Chaoyou Xue |Angela M. Jasper |Wenjing Li |Rahul Mojidra | +8 more
AbstractThe licensing step of DNA double-strand break repair by homologous recombination entails resection of DNA ends to generate a single-stranded DNA template for assembly of the repair machinery consisting of the RAD51 recombinase and ancillary factors1. DNA end resection is mechanistically intricate and reliant on the tumour suppressor complex BRCA1–BARD1 (ref. 2).
