James Tierney

New York

Editor, Digital Transformation at PYMNTS.com

Articles

The Yale Law Journal

2 months ago | yalelawjournal.org | Natalya Shnitser |Kyle Langvardt |James Tierney |Zachary Clopton

Essay The retirement security of American workers is increasingly linked to the collective investment trust (CIT), a century-old bank product whose dramatic growth has been largely overlooked. As CITs replace mutual funds in retirement plans, this Essay explores the trade-offs associated with CITs as inve… Forum Robinhood and similar investment apps bear a disturbing resemblance to video slot machines. This kind of “gamified” product design drives investors to lose money by overtrading.
Stock Exchange Rulemaking After the Fifth Circuit’s AFBR Decision

Jan 7, 2025 | openlegalblogarchive.org | James Tierney

Securities law often relies on stock exchanges and other self-regulatory organizations (SROs) to create rules that structure markets. The SEC reviews and must approve these rules if the agency finds they meet certain statutory requirements. SROs file over a thousand rule proposals a year, with most flying under the radar. The SRO rulemaking process is newly in the spotlight after a recentdecision from the U.S. Court of Appeals for the Fifth Circuit.
How Loper Bright and the End to the Chevron Doctrine Impact the SEC

Sep 9, 2024 | promarket.org | James Tierney

James Tierney finds that Loper Bright, the latest ruling in a rash of Supreme Court cases undermining the Securities and Exchange Commission’s authority, will limit the agency’s intervention in the market and produce uncertainty for businesses as they guess which rules will survive the judicial review. This article is part of a series that explores how Loper Bright and the end to the Chevron deference doctrine will impact the ability of the federal agencies to regulate the economy.
In an AI Arms Race, Investors Should Focus on Profit Potential

Aug 21, 2024 | advisorperspectives.com | James Tierney |Michael Walker

Artificial intelligence (AI) is everywhere these days. Not surprisingly, companies have tried to pair up with this fashionable concept in any way possible. But we may be seeing the beginning of a rotation out of AI stocks that could ultimately separate the players from the pretenders. Investors must now decide if this is a momentary blip in the AI story or a rotation toward broader market participation.
Jarkesy’s First-Order Consequences, James Fallows Tierney

Jul 3, 2024 | yalejreg.com | James Tierney

Over the last week, the Supreme Court put the administrative state under significant new scrutiny, signaling a turning point in a larger project of consolidating policy decision-making power in the judiciary. One case to spotlight is SEC v. Jarkesy, which raises questions about the future role of agencies in enforcing statutory violations.
Labor Squeeze: Auto and Airline Deals Drive US Margin Challenges

Dec 2, 2023 | advisorperspectives.com | James Tierney

Recent labor agreements in the auto and airline industries spotlight the profitability conundrum facing US companies—and equity investors. Pricing power and cost containment are essential ingredients for companies looking to expand profit margins. We’ve seen this clearly in 2023, when some of the best-performing US firms maintained their pricing power amid higher inflation, while boosting profitability on the strength of disciplined expense management.
Labor Squeeze: Auto and Airline Deals Drive US Margin Challenges

Nov 28, 2023 | advisorpedia.com | James Tierney |Alliance Bernstein

Written by: James T. Tierney, Jr. Pricing power and cost containment are essential ingredients for companies looking to expand profit margins. We’ve seen this clearly in 2023, when some of the best-performing US firms maintained their pricing power amid higher inflation, while boosting profitability on the strength of disciplined expense management. But recent union labor contracts could upend this balance, making it more difficult for investors seeking consistent growth in a slower economy.
How Can Companies Turn AI Promise into Profits?

Sep 9, 2023 | advisorperspectives.com | Michael Walker |James Tierney

Equity investors should look beyond the hype for companies with clear strategies to profitably monetize the benefits of generative AI. In any technology revolution, the transition from hope and hype to productivity and profits is rarely smooth. While commercial uses of generative artificial intelligence (AI) are just starting to emerge, equity investors can map out strategies to find companies that are best positioned to reap business advantages.
Learnings From Earnings: Macro Crosscurrents Make Growth Elusive

May 31, 2023 | advisorpedia.com | James Tierney |Alliance Bernstein

Written by: James T. Tierney, Jr.and Dev Chakrabarti Investors who sought clarity on the economy and earnings in recent earnings reports were left unsatisfied. It was little comfort that around three-quarters of companies globally beat earnings expectations by mid-month, with reporting season nearly complete. The earnings bar was set low, as many companies had already reduced expectations in anticipation of a recession.