Jasmin Suknanan
Personal Finance Reporter at CNBC Select
🌻Blogger 💼Personal Finance Reporter 🎓@stonybrooku School of Journalism graduate
Articles
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1 week ago |
cnbc.com | Jasmin Suknanan
A low credit score shouldn't stop you from securing the funding you need to grow your business. Some lenders offer loans with low or no credit score requirements. Granted, it's likely you'll be on the hook for paying higher interest rates. But making your payments in full and on time can help you increaseyour credit score (for the next time you need a loan) all while giving your business a financial boost.
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2 weeks ago |
cnbc.com | Jasmin Suknanan
Kiva is a nonprofit peer-to-peer lender that places a premium on popularity. Unlike most lenders, which use credit scores, accounting statements and other traditional gauges of financial success to decide who gets a loan, Kiva believes that if you can recruit a group of supporters on your own, then you have enough social capital to access its wider network of more than 2 million partner lenders. It's a novel concept that naturally appeals to the entrepreneur who lacks cash but is rich in friends.
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1 month ago |
cnbc.com | Jasmin Suknanan
If your business is falling short on cash, and it's getting harder to (literally) keep the lights on, a working capital loan can be a short-term answer to your financial prayers. This type of loan can help you pay for the basics of having a business, like rent, utilities and more. Here's what you need to know about working capital loans, including what they cover and how to pick the best one for your business. What is a working capital loan?
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1 month ago |
cnbc.com | Jasmin Suknanan
Like flossing your teeth or cleaning behind the toilet, managing your business's bookkeeping is one of those tasks you probably don't love — but neglecting it isn't an option. One way to take (some) of the pain out of accounting? Get the right bookkeeping software. Zoho Books makes a strong case for itself with its affordability and expansive features.
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1 month ago |
cnbc.com | Jasmin Suknanan
If your business needs cash but you don't have the time (or qualifications) to apply for a traditional loan, you might consider taking your case to the people. Crowdfunding lets you bypass some of the gatekeeping associated with established lenders to get the money you need for your business, but it's not for everyone. Here's what you need to know about the risks and rewards of this fundraising strategy and how to get started. What is crowdfunding?
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I didn’t know anything about #retirementplanning when I graduated college at 22. Now, retirement saving is one of my favorite financial topics to talk about! https://t.co/9meOFTgydz
If you’re 25 years old and want to reach $1 million by the time you’re 65, you can invest as little as $240 per month, assuming a 9% yearly return. But once you hit age 30, these numbers start looking a little different. https://t.co/NJGBC3fcTB
Someone somewhere is looking at you and wondering how you made such great progress.
