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3 days ago | 
healio.com | Chirag Shah |Jayanth Sridhar
Key takeaways: The federal estate tax exemption will revert to the 2017 limit by the end of 2025 unless Congress intervenes. Revocable trusts may help physicians optimize their state and federal estate tax exemptions. Warning: Do not read this blog if you live paycheck-to-paycheck and are not growing an estate. But if you are saving and investing, why would a young career physician care about estate planning?
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1 week ago | 
eyetube.net | Sarwar Zahid |Jayanth Sridhar
Episode 16 Part 1: Live From Austin at VBS 2025 Sarwar Zahid, MD; and Jayanth Sridhar, MD Jayanth Sridhar, MD, joins Sarwar Zahid, MD, on site in Austin for VBS 2025. In this episode, they revisit the topic of diabetic tractional retinal detachments, outlining the challenges of these cases and sharing pearls for managing patients. Posted: 5/02/2025
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1 month ago | 
healio.com | Chirag Shah |Jayanth Sridhar
Key takeaways: Tax loss harvesting involves selling underperforming investments to offset capital gains taxes on profitable investments. Consider contributing to a Backdoor Roth IRA for you and your spouse for tax-free growth and withdrawals in retirement. With tax season here, physicians juggling hectic clinical schedules must also focus on optimizing their financial strategies. With proper planning, physicians can take advantage of key tax-saving opportunities to maximize their wealth.
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2 months ago | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
Key takeaways: Bonds have a coupon rate, which is the interest an issuer pays you for loaning them money. Bonds have a maturity date, at which time the principal is returned and collecting interest payments stop. Investing in bonds may seem boring and not sexy like buying individual stocks, but bonds help provide diversification and stability to one’s portfolio. Further, bonds can serve as a means of steady cash flow as you collect interest payments and reinvest your principal when a bond matures.
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Feb 12, 2025 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
Key takeaways: The invested money grows tax-deferred and is tax-free on withdrawal if used for covered educational expenses. Most states allow the individual making the contribution to claim a state income tax credit. An important part of financial planning for physicians with children can be 529 plans. 529 plans are state-sponsored plans that receive after-tax dollars that can later be spent on college or post-graduate educational expenses.
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Jan 6, 2025 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
You've successfully added to your alerts. You will receive an email when new content is published. Click Here to Manage Email Alerts We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Key takeaways: Carry enough term life insurance to cover costs such as education debt and home mortgage expenses. Umbrella insurance does not provide additional medical liability coverage but does cover personal liability.
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Nov 14, 2024 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
You've successfully added to your alerts. You will receive an email when new content is published. Click Here to Manage Email Alerts We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Key takeaways: By maintaining a diversified asset allocation, windfalls can be invested without fear. A diversified portfolio is not dependent on luck, the success of a single stock or the success of a single asset class.
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Oct 10, 2024 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
You've successfully added to your alerts. You will receive an email when new content is published. Click Here to Manage Email Alerts We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Key takeaways: Start early and invest what you can, even if only investing small amounts. If starting later in your career, be more aggressive with the savings rate to make up the lost compound interest time.
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Sep 13, 2024 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
You've successfully added to your alerts. You will receive an email when new content is published. Click Here to Manage Email Alerts We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Key takeaways: Dollar cost averaging involves investing the same dollar amount into the market at a regular interval. Automatic investing takes the emotion out of investing.
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Sep 5, 2024 | 
healio.com | Chirag Shah |Jayanth Sridhar |Mindy Valcarcel
You've successfully added to your alerts. You will receive an email when new content is published. Click Here to Manage Email Alerts We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Key takeaways: Stock index funds carry the advantage of being passively managed to follow an index (e.g., the total stock market), and thus are tax-efficient with low expense ratios.
