Jeff Ostrowski

United Wholesale Mortgage retains the top position in loan origination over Rocket Mortgage for the second year, with UWM leading in volume and dollar funds borrowed. Top 10 lenders make up 21% of all U.S. home loans: https://t.co/SaIt1nzaKt

The 2025 homebuying season presents affordably challenges, namely in the form of record-high home prices and mortgage rates that have doubled since 2020: https://t.co/tmJk8oAj8P

When will the Fed lower rates? @MBAMortgage expects two reductions this year, Bank of America says none. "They're just in no hurry to cut," Michael Fratantoni says.

Adjustable-rate mortgages are getting a little cheaper compared to fixed-rate loans. As a result, ARMs now make up 8-10% of #mortgage activity, up from 3-5% in recent years, Michael Fratantoni tells @MBAMortgage conference.

According to Bankrate’s latest survey, 45% of homeowners experience buyer's remorse, a slight improvement from last year's 47%. https://t.co/CLnE6c1vxM

Lawrence Yun of @nardotrealtor on this morning's #inflation reading: "Fed rate cuts with high inflation will not result in lower #mortgage rates. However, rate cuts because of falling inflation will mean meaningfully lower mortgage rates.”

Samir Dedhia, CEO of One Real Mortgage: "Markets are now pricing in fewer rate cuts for 2025, which means #mortgage rates will likely stay in the 6.5% to 7% range for now.”

A @Bankrate poll suggests mortgage rates may stay within a narrow range in 2025, averaging 6.66% for the full year and declining slightly to 6.41% by year-end. Factors like inflation and economic uncertainty may keep rates elevated: https://t.co/ko6rQeJana

Buyers are considering older, more affordable homes as a viable option. But buyers should keep their eyes wide open: Fixer-uppers can stretch your finances and fray your nerves. https://t.co/CXEJbCwZ3I

Announcing @Bankrate’s new Data Center, a trove of data about the economy and mortgage rates. This resource is designed to support academics and industry professionals. https://t.co/uxmeeFkhfC

The recent spate of market volatility makes it tougher to stomach, but keeping money in the market is better over the long term than paying off the mortgage. More here: https://t.co/6l6cfUsjzC

Renting is more cost-effective than buying in the 50 largest U.S. metros, @Bankrate's study shows. While ownership remains the dream, affordability hurdles persist: https://t.co/7mRUBIQ3J4

While sales volumes were slow in March, prices keep setting new records. The median price was $403,700, highest March on record, @nardotrealtor reports. https://t.co/BG2WYovIQn

Existing home sales fell to 4.02 million in March 2025. That's the worst March since the dark days of March 2009, @nardotrealtor reports. Speaking to reporters this morning, NAR's Lawrence Yun called the pace 'sluggish,' 'disappointing' and a 'bummer.' https://t.co/BG2WYovIQn

Homebuyer activity increases in spring, but high prices and mortgage rates could limit growth and rising supply promises buyers more negotiation options. Read @Bankrate's latest for more Q2 housing trends here: https://t.co/DhftgJjPTd

Amid U.S. mortgage agency shake-ups, uncertainty looms. Layoffs at CFPB, HUD and FHFA spark debate on reforms. More here: https://t.co/RtlTJ7Bewn

A recent @Bankrate poll shows 82% of Americans view homeownership as part of the American Dream, despite 83% facing affordability challenges like high prices and mortgage rates. More from our survey here: https://t.co/CLnE6c1vxM