Jeff Ostrowski

Is 2025 the year to buy a home? Housing inventories finally are moving in buyers’ favor. https://t.co/BnCbuNBzpL

Since September, Fed policy and mortgage rates have been strangely untethered. For now, borrowers might be wise to simply ignore the Fed’s moves, and instead focus on the things you can control https://t.co/UkFxbZ1KMe

After a long hibernation, home equity lending is back. High property values and mortgage rates have led lenders to offer new products. https://t.co/vzmcpgT0xn

Thinking about paying off your mortgage early? While going debt-free can provide peace of mind and save on interest, consider the trade-offs. Tying up cash in your home limits liquidity – and you might lose the mortgage interest tax deduction. https://t.co/xi5LcOIkS6

As student loan delinquencies hit credit reports for first time in 5 years, millions of borrowers could experience declines in their credit scores, VantageScore reports. For some, the damage could be 100 points or more. https://t.co/9CVG7tlGmD

A little home loan humor from #X25: https://t.co/zMRR0mDVzJ

Throwback to the bad old days: "We are getting elements of stagflation kicking in," Chris Flanagan of @BankofAmerica tells #X25.

“We have record-high policy uncertainty" because of Trump tariffs and cuts, Chris Flanagan of @BankofAmerica tells #X25. "We have major historical change under way. Whether it will work or not remains to be seen."

With mortgage rates high, hungry lenders are offering deals and discounts to woo potential borrowers. While these promotions can tempt, remember that shopping around is the most powerful weapon in a borrower’s arsenal. https://t.co/FP2xdoupa9

In 1971, the typical American’s mortgage payment was a quaint $142. By 2023, that figure had soared to $2,270. https://t.co/7r6ZhZJXF0

In a sign of just how much the housing boom has skewed affordability for first-time buyers, six-figure down payment assistance packages are growing more common. https://t.co/rC3gR3yaYE

With 81% of Americans seeing down payments and closing costs as obstacles, first-time buyers are struggling. But generous subsidies can unlock homeownership, especially for first-generation buyers. https://t.co/aEeKSt9b7Y

A @Bankrate survey shows aspiring homeowners face major hurdles: Half cite high living costs and low income, 18% struggle with credit card debt and 10% are held back by student loans. https://t.co/L3PS7LQGPy

Owning a second home might feel like a distant dream for many. But if you’re well-prepared, it could be within reach. Read more: https://t.co/HZhnMKsvuB

Is a housing market crash coming? Experts say no. Tight inventory, strict lending standards and strong demand suggest a modest slowdown but not a crash. https://t.co/cnRMjxcwuR

For years, private mortgage insurance (PMI) was a cost to avoid, especially for first-time buyers with less than 20% down. But recent trends are making PMI a more attractive option. https://t.co/DwgcYHx1WM

Cash-out refinancing is out, and home equity lines of credit are in. Here’s why: https://t.co/cCrMwHrRSI