Jen Hubley Luckwaldt

2 days ago | investopedia.com | Jen Hubley Luckwaldt

Key Takeaways Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available nationwide. Rates of 4.50% to 4.60% You Can Guarantee as Long as 2026 Last week, the nation's leading CD rate dropped from 4.65% to 4.60%. You can still snag that 4.60% return from either T Bank, for a 6-month rate lock, or Abound Credit Union, for a 10-month guarantee. Abound's offer would stretch your rate guarantee into early 2026.

2 weeks ago | investopedia.com | Jen Hubley Luckwaldt

Key Takeaways Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available nationwide. Rates of 4.50% to 4.65% You Can Guarantee as Long as 2026 The nation's leading CD rate held its ground today at 4.65%, and you have your choice of two offers for that APY. With terms of 5 or 7 months, you can secure that guaranteed return until this fall. If you want to extend your rate lock until 2026, two top CDs pay 4.60%.

1 month ago | investopedia.com | Jen Hubley Luckwaldt

Rates on 30-year refinance mortgages ticked lower on Monday after bouncing in a narrow range just below 7% for more than a week. However, the current average of 6.96% is still a quarter percentage point above the recent low of 6.71%. Although still improved vs. a 2025 peak of 7.30%, registered in mid-January, 30-year refinance rates remain elevated compared to September's plunge to a two-year low of 6.01%. Rate movement was mixed for other refi loan types on Friday.

1 month ago | investopedia.com | Jen Hubley Luckwaldt

The states with the cheapest 30-year new purchase mortgage rates Friday were New York, Tennessee, California, Kentucky, North Carolina, Pennsylvania, and South Carolina. The seven states registered averages between 6.64% and 6.72%. Meanwhile, the states with the highest Friday rates were Alaska, Nevada, North Dakota, Washington, D.C., Iowa, Montana, New Hampshire, Rhode Island, Vermont, and West Virginia. The range of averages for these states was 6.83% to 6.88%.

1 month ago | investopedia.com | Jen Hubley Luckwaldt

The states with the cheapest 30-year mortgage refinance rates Thursday were North Carolina, New York, Florida, California, New Jersey, Tennessee, and Virginia. The seven states registered averages between 6.81% and 6.94%. Meanwhile, the states with the highest Thursday refinance rates were Hawaii, West Virginia, Arizona, Washington, D.C., Alaska, and Ohio. The range of 30-year refi averages for these states was 7.03% to 7.12%. Mortgage refinance rates vary by the state where they originate.