Jen Hubley Luckwaldt

2 months ago | investopedia.com | Jen Hubley Luckwaldt

Rates on 30-year refinance mortgages ticked lower on Monday after bouncing in a narrow range just below 7% for more than a week. However, the current average of 6.96% is still a quarter percentage point above the recent low of 6.71%. Although still improved vs. a 2025 peak of 7.30%, registered in mid-January, 30-year refinance rates remain elevated compared to September's plunge to a two-year low of 6.01%. Rate movement was mixed for other refi loan types on Friday.

2 months ago | investopedia.com | Jen Hubley Luckwaldt

The states with the cheapest 30-year new purchase mortgage rates Friday were New York, Tennessee, California, Kentucky, North Carolina, Pennsylvania, and South Carolina. The seven states registered averages between 6.64% and 6.72%. Meanwhile, the states with the highest Friday rates were Alaska, Nevada, North Dakota, Washington, D.C., Iowa, Montana, New Hampshire, Rhode Island, Vermont, and West Virginia. The range of averages for these states was 6.83% to 6.88%.

2 months ago | investopedia.com | Jen Hubley Luckwaldt

The states with the cheapest 30-year mortgage refinance rates Thursday were North Carolina, New York, Florida, California, New Jersey, Tennessee, and Virginia. The seven states registered averages between 6.81% and 6.94%. Meanwhile, the states with the highest Thursday refinance rates were Hawaii, West Virginia, Arizona, Washington, D.C., Alaska, and Ohio. The range of 30-year refi averages for these states was 7.03% to 7.12%. Mortgage refinance rates vary by the state where they originate.

2 months ago | investopedia.com | Jen Hubley Luckwaldt

To view the top 15-20 nationwide rates in any term, click on the desired term length in the left column above. Your deposits at any FDIC bank or NCUA credit union are federally insured, meaning you're protected by the U.S. government in the unlikely case that the institution fails. Not only that, but the coverage is identical-deposits are insured up to $250,000 per person and per institution-no matter the size of the bank or credit union.

Feb 21, 2025 | investopedia.com | Jen Hubley Luckwaldt

Key Takeaways Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available nationwide. Lock in Rates of 4.50% to 5.00% Until Next Year-Even as Far as August 2026 Last week, the top CD rate in the country bumped up from 4.73% on a 7-month term to 5.00% for 18 months. That leading offer comes from Mountain America Credit Union, and it enables you to secure a 5% return until late summer of next year.