Jennifer Gimbel

Dec 6, 2023 | policygenius.com | Pat Howard |Jennifer Gimbel |Ian Bloom

Georgia flood insurance: By the numbers Georgia has over 400,000 properties with a greater than 26% chance of severe flooding over the next 30 years, yet only 18% are protected with flood insurance. The average cost of flood insurance in Georgia is $791 per year when purchased through the National Flood Insurance Program (NFIP).

Nov 17, 2023 | policygenius.com | Pat Howard |Jennifer Gimbel

From May 2022 to May 2023, home insurance rates in Texas increased an average of 27%, compared to an average of 16% the year before. This means altogether, homeowners in Texas are paying approximately 46% more in premiums compared to two years ago, according to the 2023 Policygenius Home Insurance Pricing Report.

Nov 10, 2023 | policygenius.com | Jennifer Gimbel |Pat Howard

The Louisiana homeowners insurance crisis has been building over the last three years due to several hurricanes that have left insurers paying tens of billions of dollars in insured losses. As a result, many home insurance companies have gone insolvent, others have stopped writing policies in high-risk areas of the state, and still others have pulled out of Louisiana completely. This has left tens of thousands of homeowners scrambling to find new home insurance coverage over the last few years.