Jennifer Mesce

Sep 18, 2024 | usnews.com | Sheryl Nance-Nash |Jennifer Mesce

Key Takeaways: Some insurers offer homeowners insurance discounts to those 55+ and retirees. AARP members can receive a retiree discount on homeowners insurance from The Hartford. While you may receive a discount for being a senior, your age doesn’t factor into your premium costs. Homeowners insurance usually includes liability protection, which can be valuable if you host family gatherings or have frequent visitors in your home.

Sep 13, 2024 | usnews.com | Emily Vasquez |Jennifer Mesce |John Espenschied

Loss of use coverage provides financial support for several expenses if your home becomes uninhabitable. Specifically, it will usually cover: Temporary housing. ALE will cover renting a temporary residence or staying in a hotel. Coverage can also include boarding fees for your pets. Transportation and parking. If your temporary residence is further from your job than your primary residence, loss of use coverage may help pay for gas for the extra mileage.

Sep 11, 2024 | usnews.com | Emily Vasquez |Jennifer Mesce

Key Takeaways:   Loss assessment coverage helps cover unexpected costs from HOAs, such as repairing unexpected damages (after a storm or accident) and liability costs (if someone is injured in a common area). This coverage is not legally required in most U.S. states but may be essential depending on your situation. Coverage costs vary based on location, property type, and HOA risk factors.

Sep 11, 2024 | usnews.com | Emily Fowler |Jennifer Mesce

Key Takeaways: Standard homeowners insurance typically does not cover sinkhole damage. It requires an add-on or separate policy covering property damage from sinkhole activity. This differs from catastrophic ground collapse insurance, which only covers cases where a property becomes uninhabitable. Comprehensive car insurance may cover sinkhole damage to your vehicle, but basic liability insurance will not.

Aug 24, 2023 | usnews.com | Jennifer Mesce |Jenni Sisson |John Espenschied |Alison Tobin

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