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1 week ago | 
ifamagazine.com | Jenny Hunter
In receiving Chartered status, firms declare their adherence to the CII Code of Ethics, and commitment to supporting initiatives that build public trust, ongoing people development, a customer-centric approach, and the development of the profession.
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1 week ago | 
ifamagazine.com | Jenny Hunter
As the full new state pension rises to almost £12,000 a year, half of UK adults (50%) are unaware of how much they’ll receive from their state pension, including 31% of those nearing retirement, aged 55-64. Meanwhile, nearly a third of UK adults (32%) and 12% of 55 to 64-year-olds don’t know the age at which they’ll qualify for the state pension age – their state pension age.
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1 week ago | 
ifamagazine.com | Jenny Hunter
Dentists’ Provident distributed £7.9 million as bonuses to its members and paid £4.9 million in claims last year. “I am very pleased with these results. Our unwavering commitment to our core value of prioritising our members has been the foundation of our longevity and success and 2024 was no different.
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1 week ago | 
ifamagazine.com | Jenny Hunter
The launch demonstrates Air’s commitment to ensuring members are kept fully informed in an ever changing and often turbulent later life lending market in the most effective way, delivering everything they need to know, quickly and efficiently through the Air App.
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1 week ago | 
ifamagazine.com | Jenny Hunter
With the increase in IHT for so many people, what are the options to reduce what most people of any wealth think is a grossly unfair tax? Many advisers are now running into the issue where gifts into trusts are limited in the scope of estate and IHT planningTestate and IHT planning as they reach the nil rate band limits and risk triggering a chargeable lifetime transfer charge. So where do they go from there? The answer for many will be The Family Investment Company (FIC).
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1 week ago | 
ifamagazine.com | Jenny Hunter
It’s safe to say that over the past couple of years, we’ve seen more twists and turns in the world of financial planning than an episode of Line of Duty. Dan shared the shifts he’s seeing in client behaviour, how planners can respond, and why keeping one eye on the horizon (but both feet on the ground) is more important than ever. A year of shifting sandsUnsurprisingly, the 2024 Autumn Budget acted as something of a catalyst.
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2 weeks ago | 
ifamagazine.com | Jenny Hunter
So here we are, ten years later. Have those freedoms delivered on their promise? What have clients really gained? And what does the future hold for the next wave of retirees? In a recent podcast, IFA Magazine sat down with Ed Monk, Associate Director at Fidelity International, who’s been digging into a decade’s worth of data and outcomes. Spoiler alert: it’s mostly good news—but with some hefty caveats that advisers will want to keep front and centre.
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2 weeks ago | 
ifamagazine.com | Jenny Hunter
Sam is a seasoned investment manager with nearly a decade in the multi-asset space and experience at firms like Aberdeen and Kingswood. He has seen the evolution of MPS first-hand – and now helps advisers scrutinise and select the best solutions for their businesses. From deep end to deep insightSam’s route to launching Buckingham Research came from a realisation: advisers were being asked to make big investment decisions with limited tools and incomplete data.
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2 weeks ago | 
ifamagazine.com | Jenny Hunter
The reduction in APR, set to take effect in April 2026, introduces a significant shift. Under the new rules, 50% of the agricultural value above a £1 million threshold will be taxed at a reduced 20% rate instead of offering the previous full relief. While the government insists that small farms will remain largely unaffected, there is growing concern within the farming community that these changes could destabilise the agricultural industry, particularly for medium to large family farms.
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3 weeks ago | 
ifamagazine.com | Jenny Hunter
On average, those who’ve accessed their retirement funds since Pension Freedoms did so at the age of 60. Almost half (46%) say this was earlier than planned, while 40% did so in line with their intended retirement age. A smaller proportion (8%) delayed accessing their funds beyond their original plan.
