Jess Williams

New York

Photographer and Writer at Substream Magazine

Media Manager, Artwork and Images Archive at umusiccareers.com

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Articles

FINANCIAL FOCUS®: Time for some financial spring cleaning

2 weeks ago | hammondstar.com | Jess Williams

Spring is here – which means it’s once again time to wash the windows, organize your cabinets and steam your carpets. This year, in addition to tidying up around your house, why not also consider some financial spring cleaning? Here are some suggestions to consider:“De-clutter” your investment portfolio. When you embark on your home cleaning mission, you might notice that you have redundancies – three blenders, two vacuum cleaners and so on.
FINANCIAL FOCUS®: How to cope with market volatility

3 weeks ago | hammondstar.com | Jess Williams

The financial markets always go through periods of instability. And we may see more of that now, given concerns about tariffs, inflation and the economy. As an investor, how can you deal with this volatility? Some investors try to take advantage of market ups and downs by attempting to follow the age-old advice to “buy low and sell high” – that is, they seek to buy stocks when they feel prices have bottomed out and they sell stocks when they think the market has reached a high point.
Spotlight on Granite State Women in the Labor Force for National Women’s Equal Pay Day

3 weeks ago | keenesentinel.com | Jess Williams

March 25 marked National Women’s Equal Pay Day for 2025, the day that highlights the number of days full-time, year-round, median-income earning employed females would need to work into the new year in order to earn the same income as median-income earning males from the previous year. Below are several facts to know about women’s pay in the U.S. and the Granite State.
Skegss and Twen Deliver a Raucous Night at Warsaw

4 weeks ago | substreammagazine.com | Jess Williams

I arrived at Warsaw in Greenpoint, Brooklyn on the evening of March 21st to find groups of people scattered along the sidewalks, smoking cigarettes and chatting with friends. The vibes outside the historic grunge venue were buzzing, as Australian garage rock duo Skegss prepared to headline a sold-out performance. Inside, the venue reeked of cheap beer, and the pit grew rowdier by the minute. Kicking off the night’s festivities was the genre-bending duo Twen.
Confidence Man Bring High-Energy Glam and Groove to Webster Hall

4 weeks ago | substreammagazine.com | Jess Williams

A light mist fell over the East Village as I arrived at Webster Hall on the evening of March 22nd. The iconic marquee glowed overhead, announcing that Australian duo Confidence Man was bringing their bold, funky, and irresistibly danceable brand of house music to New York City. Both beats and drinks were flowing as I ascended the stairs to the main music hall. Despite the early showtime, it was clear that fans came ready to party.
FINANCIAL FOCUS®: Five moves for young investors

1 month ago | hammondstar.com | Jess Williams

If you’re just beginning your career, what are your financial priorities? You might have student loans to deal with. And you may even be thinking about saving for a down payment on a house. These are certainly significant issues, and yet, you shouldn’t ignore your long-term goals, such as retirement – which is why you may want to get started as an investor. And as you invest, consider these suggestions:1. Take advantage of your opportunities.
Movements Bring the Chaos and Energy to Brooklyn Paramount for an Unforgettable Night

1 month ago | substreammagazine.com | Jess Williams

March 14, Friday night, and Brooklyn was buzzing. In downtown Brooklyn, the Brooklyn Paramount was hosting Movements’ Spring 2025 Tour with Citizen, Scowl, and Downward. Fans of all ages, looking for a mosh pit to let loose in and some heavy guitar to groove to, were piling into the venue. Oklahoma-based band Downward kicked off the evening’s festivities, beginning their set as fans poured into the massive main hall.
Paris Paloma Enchants Webster Hall with a Spellbinding Sold-Out Show

1 month ago | substreammagazine.com | Jess Williams

On March 11th, while walking down 11th Street, Webster Hall’s iconic marquee shone brightly, reading “Paris Paloma // Sold Out.” The English singer-songwriter was bringing her Cacophony tour to New York City for a sold-out performance at the legendary venue. Once inside, Webster Hall felt like a portal to another time. People donning Renaissance- and faerie-inspired clothing fluttered throughout the venue. Upstairs, in the main hall, the crowd gathered in eager anticipation of the evening ahead.
FINANCIAL FOCUS®: Carefully consider Social Security decisions

1 month ago | hammondstar.com | Jess Williams

Your Social Security benefits can be an important part of your retirement income – but when should you start collecting them? It’s a big decision, so you’ll want to consider your options carefully. Essentially, you’ll need to decide whether you’re going to take your benefits as early as possible – age 62 – or if you should wait until your “full retirement age” or even longer.
FINANCIAL FOCUS®: Key decisions for retired couples

1 month ago | hammondstar.com | Jess Williams

Once you and your spouse retire, you’ll have some decisions to make – decisions that could affect your quality of life in your retirement years. What are these choices? Here a few of the most important ones:How much should you withdraw from your retirement accounts? By the time you retire, you may have contributed for decades to an IRA and a 401(k) or similar employer-sponsored retirement plan. But once you retire, you’ll probably need to draw on these accounts to help pay your living expenses.