Jess Williams

New York

Photographer and Writer at Substream Magazine

Media Manager, Artwork and Images Archive at umusiccareers.com

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Articles

FINANCIAL FOCUS®: Financial moves for a growing family

5 days ago | hammondstar.com | Jess Williams

If you’re adding a child to your family, it’s an exciting time, and you have much to anticipate. Of course, this new addition will bring many changes in your life, so you’ll want to be prepared – especially in terms of your finances. What financial moves should you make as you welcome your new child? Here are a few to consider:Estimate expenses – and create a new budget.
FINANCIAL FOCUS®: Three stops on the road to financial stability

1 week ago | hammondstar.com | Jess Williams

Achieving financial stability doesn’t happen overnight – it takes a journey. And, as with every journey, you’ll need to make some stops along the way. These stops, or milestones, can tell you how far you’ve gone – and where you need to go next. Milestone 1: Build a foundationWhen you’re first starting on your financial journey – typically, when you are beginning your career – you’ll want to build a foundation by acting on key issues, such as saving, paying down debts and investing for the future.
FINANCIAL FOCUS®: Steps to take before - and after - a divorce

2 weeks ago | hammondstar.com | Jess Williams

Going through a divorce is emotionally painful and can disrupt one’s life in many ways – but does it also have to be financially devastating? Not necessarily. You can help yourself greatly by making a series of moves. Here are some to consider:Before the divorce is final …Determine how you’ll cover the cost of the divorce.
FINANCIAL FOCUS®: Find the best ways to pay down debt

3 weeks ago | hammondstar.com | Jess Williams

Are you concerned about debt? It’s important to recognize this, but, at the same time, you may have more ways of gaining control of your debt situation than you had realized. To begin with, not all debts are bad – after all, your mortgage provides you with a place to live, a car loan provides transportation, and student loans may have helped you get the career you wanted. In fact, the wise use of debt can be a key part of your overall financial strategy.
FINANCIAL FOCUS®: Time for some financial spring cleaning

1 month ago | hammondstar.com | Jess Williams

Spring is here – which means it’s once again time to wash the windows, organize your cabinets and steam your carpets. This year, in addition to tidying up around your house, why not also consider some financial spring cleaning? Here are some suggestions to consider:“De-clutter” your investment portfolio. When you embark on your home cleaning mission, you might notice that you have redundancies – three blenders, two vacuum cleaners and so on.
FINANCIAL FOCUS®: How to cope with market volatility

1 month ago | hammondstar.com | Jess Williams

The financial markets always go through periods of instability. And we may see more of that now, given concerns about tariffs, inflation and the economy. As an investor, how can you deal with this volatility? Some investors try to take advantage of market ups and downs by attempting to follow the age-old advice to “buy low and sell high” – that is, they seek to buy stocks when they feel prices have bottomed out and they sell stocks when they think the market has reached a high point.
Spotlight on Granite State Women in the Labor Force for National Women’s Equal Pay Day

1 month ago | keenesentinel.com | Jess Williams

March 25 marked National Women’s Equal Pay Day for 2025, the day that highlights the number of days full-time, year-round, median-income earning employed females would need to work into the new year in order to earn the same income as median-income earning males from the previous year. Below are several facts to know about women’s pay in the U.S. and the Granite State.
Skegss and Twen Deliver a Raucous Night at Warsaw

1 month ago | substreammagazine.com | Jess Williams

I arrived at Warsaw in Greenpoint, Brooklyn on the evening of March 21st to find groups of people scattered along the sidewalks, smoking cigarettes and chatting with friends. The vibes outside the historic grunge venue were buzzing, as Australian garage rock duo Skegss prepared to headline a sold-out performance. Inside, the venue reeked of cheap beer, and the pit grew rowdier by the minute. Kicking off the night’s festivities was the genre-bending duo Twen.
Confidence Man Bring High-Energy Glam and Groove to Webster Hall

1 month ago | substreammagazine.com | Jess Williams

A light mist fell over the East Village as I arrived at Webster Hall on the evening of March 22nd. The iconic marquee glowed overhead, announcing that Australian duo Confidence Man was bringing their bold, funky, and irresistibly danceable brand of house music to New York City. Both beats and drinks were flowing as I ascended the stairs to the main music hall. Despite the early showtime, it was clear that fans came ready to party.
FINANCIAL FOCUS®: Five moves for young investors

1 month ago | hammondstar.com | Jess Williams

If you’re just beginning your career, what are your financial priorities? You might have student loans to deal with. And you may even be thinking about saving for a down payment on a house. These are certainly significant issues, and yet, you shouldn’t ignore your long-term goals, such as retirement – which is why you may want to get started as an investor. And as you invest, consider these suggestions:1. Take advantage of your opportunities.

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