Jesse Cramer

2 days ago | bestinterest.blog | Jesse Cramer

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors:George R.R. Martin’s epic fantasy saga, A Song of Ice and Fire, started in 1996, with Martin publishing the first three books over five years. The books built a cult following thanks to their gritty realism, deep characters, and (let’s be honest) a willingness – or even a penchant – to kill off anyone at any time. Then HBO came calling.

3 days ago | goodmenproject.com | Jesse Cramer

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors:I originally wrote this in 2021 (31 lessons in 31 years). But here in 2025, I’ve had a crazy busy week and not enough time to write a brand-new article. Perfect timing though! My birthday is Saturday, so let’s just update this post for 35 years!Last year, I wrote about the amazing growth that can occur in a single decade. Here’s that article: A Lot Can Change in Ten Years.

1 week ago | goodmenproject.com | Jesse Cramer

First things first, great name/city combination, Red. This is a really interesting question, and the place to start is by adding some…color. Let’s apply a real scenario to Red’s question. We’ll look at a family who retired in July 2021. We’ll make some very simplified assumptions:They retired with $3M. They followed the 4% Rule precisely. Their initial withdrawal rate was $10,000 monthly, and they adjusted for inflation yearly.

1 week ago | bestinterest.blog | Jesse Cramer

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors:Barry wrote in and asked: Jesse – I’ll need about $100,000 per year from my portfolio in retirement. I have $3M in my retirement portfolio. It’s producing about $60,000 in income and dividends for me, meaning I only need to sell $40,000 (net of taxes) of the principal value to fund the rest of my need. By my math – $40,000 divided by $3M is about 1.3%.

2 weeks ago | bestinterest.blog | Jesse Cramer

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors:I want to float these punchy, Socratic questions out there and let them sit. I want you to pause and think. I don’t want to tell you any of my answers or any “best practice” answers. Those answers don’t matter. Your answers matter. It’s a bit like therapy. It’s not about me. It’s about you, and it’s important that you come to your own conclusions.