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1 week ago | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
More than ever before, investors are inundated with news alerts and headlines on market-moving events. The 24/7 news cycle, social media, and technology have allowed global headlines to be accessible nearly immediately, which causes many investors to consider the investment implications of the news of the day, such as trade disputes, political uncertainty and global business decisions.
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4 weeks ago | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
In 2023, Americans reported they were the victims of more nearly $10 billion in financial fraud (Federal Trade Commission-Consumer Sentinel Network Data Book). With fraud increasing in frequency and intricacy, investors must stay vigilant about protecting their financial security. Here are six steps you can take to help protect yourself:1. Actively avoid scams. The best advice for bypassing fraud involves a series of don’ts. Don’t pick up calls or respond to texts from numbers you don’t recognize.
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1 month ago | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
Congress passed the Secure 2.0 Act in 2022 to expand saving opportunities for individuals who have access to savings vehicles like 401(k)s and workplace savings plans. Several of the bill’s provisions go into effect in 2025 and, if you’re like many workers, your 401(k) or workplace savings plan is likely the foundation of your retirement savings strategy. Explore the changes happening to 401(k)s below to determine if your retirement savings strategy may be affected.
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2 months ago | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
When a military member is preparing to retire from active duty or from the reserves, there are big decisions to make regarding retirement pension and survivor benefits. One option servicemembers may consider is the Survivor Benefit Plan, which provides retirement income to their family after their death. If you or someone you know is eligible for the Survivor Benefit Plan, here are answers to some common questions:What is the Survivor Benefit Plan?
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2 months ago | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
Making financial decisions takes time, attention, and energy at any age. In the case of elderly adults, it may become increasingly difficult to manage finances, particularly if their health is declining or they’re experiencing a cognitive issue. If you’re providing support to aging parents — or plan to in the future — here are some tips on how to handle the situation and prepare for what’s to come:Don’t wait to start talking about money.
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Jan 14, 2025 | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
As inflation drifts closer to a normal range by historical economic measures, investors are closely watching the Federal Reserve to gauge its future plans for lowering interest rates. The Fed — and its changes to monetary policy — has a direct impact on the markets and economy, which may have you wondering what lower rates could mean for your wallet. Here are some factors to consider:Your existing debt may be more manageable.
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Nov 19, 2024 | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
Natural disasters — from floods and wildfires to hurricanes, tornadoes and snowstorms — seem to be in the news all too frequently. As you watch or read stories about the challenges facing victims of the latest disaster, you might try to convince yourself that it will never happen to you. However, nearly everyone may be exposed to a natural disaster at some point. Keeping you and your family safe is the ultimate priority, but so is mitigating the impact of financial loss.
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Nov 13, 2024 | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
Many families and individuals who want effective and efficient ways to save for education expenses often turn to the ever-popular 529 plan, which offers wide-ranging tax benefits. In recent years, the scope of 529 savings plan has expanded with several new features, many of which are often overlooked. If you anticipate that someone in your life may benefit from a 529, it’s important to understand the advantages — and common myths — of this unique savings vehicle.
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Sep 25, 2024 | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
Open enrollment for Medicare is coming this fall, and the time is now to start researching your options. Whether you have already enrolled in Medicare, or this enrollment period will be your first, understanding the basics of Medicare will help ensure the coverage you choose is right for your health and your wallet. Here are answers to some of the most frequently asked questions below:What is Medicare and who is eligible?
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Aug 19, 2024 | 
fltimes.com | Jessica Jimenez |Jessica Jiménez |Jessíca Jiménez
The start of the school year is quickly approaching. If you have a child entering college or the workforce this fall, now is a great time to talk about money. Consider the tips below to guide the conversation:Help your child establish a budget for the next phase of life. A new phase of life often brings a new set of expenses. Begin by exploring the new costs your child may incur and offer to sit down and help them create a budget.
