Jessica Walrack

Newark

Content Marketing Strategist and Writer at Freelance

Founder of All Things Freelance Writers. Freelance Finance Writer/Journalist of 10+ years. @Investopedia, @CBSMoneyWatch, @usnews, @USAToday, and more.

Articles

These Are 3 of the Oddest Tax Deductions Ever - Are You Eligible for One?

2 weeks ago | money.usnews.com | Jessica Walrack |Liisa Rajala |Barri Segal

Key takeaways: Personal tax deductions are available both above and below the line. Business tax deductions are allowed for ordinary and necessary business expenses. In one case, breast implants were deemed a depreciable asset in a business. Extra costs incurred by a prescribed diet may qualify as deductible medical expenses in certain situations. You can write off the costs of service and working animals and their ongoing care (e.g., food, vet bills, etc.).
RV Loans Help Finance the Journey

1 month ago | credible.com | Jessica Walrack

Are you dreaming of hitting the open road with a home on wheels? With the help of recreational vehicle (RV) financing, you can bring that dream to life sooner rather than later. But how do RV loans work, where can you get one, and will you qualify? Here’s what you need to know. What is an RV loan? An RV loan is an installment loan that covers the cost of a recreational vehicle.
Best Personal Loan Rates in 2025

1 month ago | wsj.com | Jessica Walrack

For an interest rate to be good, it should be lower than the average rate for your credit profile. The average personal loan rate on a two-year personal loan is currently 12.33%, according to the latest data from the . But the best personal loan rates — reserved for applicants with very high credit scores — tend to land in the single digits.
What Is a 1099 Form and What Should You Do With It?

1 month ago | money.usnews.com | Jessica Walrack |Tanza Loudenback |Barri Segal

Key Takeaways: 1099 forms report income received by individuals or businesses that is not from traditional employment, like freelance payments, income from investments, retirement distributions and withdrawals from 529 college savings plans. You should receive most 1099 forms by the end of January, although the deadline is mid-February for a few. Income reported on a 1099 form is usually taxable, but not always.
Types of Life Insurance Plans and How to Decide Which One Is Right for You

2 months ago | businessandamerica.com | Jessica Walrack

Life Insurance Types Chart Overview Term Premiums Death Benefit Cash Value Component Cash Value Growth Term Life Limited, often 10, 15, 20, or 30 years Fixed Fixed No NA Whole Life Entire life Fixed Fixed Yes Fixed Universal Life Entire life Flexible Flexible Yes Based on market interest rates Variable Universal Life Entire life Flexible Flexible Yes Invested in subaccounts chosen by account holder Final Expense/Burial Entire life Fixed Fixed Fixed Fixed Term life insurance policies offer...
How and Where To Get a 500 Credit Score Loan

2 months ago | credible.com | Jessica Walrack

To get a 500 credit score loan, you need to know where to look and how to improve your application. Also consider alternatives if you can’t qualify.
Experts make personal finance predictions for 2025

2 months ago | fidelity.com | Jessica Walrack

These links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are separate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
10 Ways to Make Money Selling Old Electronics

Jan 24, 2025 | money.usnews.com | Jessica Walrack |Liisa Rajala |Barri Segal

Key Takeaways Old electronics sitting around your house may be worth cash. Marketplaces like Swappa and Facebook Marketplace provide a place to list electronics for sale and reach an audience of buyers. Some companies let you trade in old electronics for store credit and gift cards, including Amazon, Costco, Apple and Best Buy. Do you have old electronics laying around the house that you no longer use but don't want to throw away?
How to Save Money on Purchases for a Newborn

Jan 21, 2025 | money.usnews.com | Jessica Walrack |Tanza Loudenback |Barri Segal

Key Takeaways Purchase gently used baby clothes, toys and furniture but prioritize buying new safety-critical items like car seats and cribs. Consider buying diapers in bulk at warehouse clubs, choosing store-brand diapers or using reusable cloth diapers. Look for sales, refurbished items, exclusive deals and coupons. Use apps like Fetch or Coupon Cabin to earn cash back on baby-related purchases.
3 bad money habits experts say you need to break in 2025

Jan 17, 2025 | msn.com | Jessica Walrack

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