Joe Pinsker

Davidson, Durham

Personal Finance Reporter at The Wall Street Journal

Reporter at @WSJ, covering personal finance and the pursuit of happiness. Formerly @TheAtlantic

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Articles

‘Welcome In.’ The Two-Word Greeting That’s Taking Over and Driving Shoppers Nuts.

1 week ago | wsj.com | Joe Pinsker

‘Welcome In.’ The Two-Word Greeting That’s Taking Over and Driving Shoppers Nuts. The phrase has spread to coffee shops and credit unions, and customers are wondering why; ‘like a slap to the ear’
‘Welcome In.’ The Two-Word Greeting That’s Taking Over and Driving Shoppers Nuts.

1 week ago | flipboard.com | Joe Pinsker

1 hour agoOur critics check out the recent games Deliver at All Costs, The Midnight Walk and The Horror at Highrook. New York Times critics recommended three very different video games released in May, including Clair Obscur: Expedition 33, a turn-based role-playing game about a grieving family that left the …
How a Growing U.S. Deficit Could Hurt American Households

2 weeks ago | wsj.com | Krystal Hur |Joe Pinsker

Trump’s tax cuts could drive up borrowing costs across the economyPresident Trump’s effort to push through his tax agenda might seem like a faraway fight in Washington. In fact, it could have wide-ranging consequences for Americans’ daily finances. Trump’s agenda of tax cuts would put more money in people’s pockets. But it also stands to dramatically widen the country’s deficit, which is fueling worries about the potential blow to households, businesses and the broader economy.
How the Highest-Earning Millennials Made It to the Top of Their Generation

1 month ago | wsj.com | Joe Pinsker |Paul Overberg |Stephanie Stamm

Millennials who become top earners are taking strikingly similar paths to get there. They are often working in a small number of lucrative fields in a small number of superstar cities after attending a small number of top-tier universities.
How to Make Major Investment Decisions Right Now From Mortgages to Stocks

1 month ago | wsj.com | Veronica Dagher |Joe Pinsker |Oyin Adedoyin

$13.75/Week $1.75/Week Includes digital access to The Wall Street Journal, MarketWatch, Barron's and Investor’s Business Daily
Auto Tariffs Are Still On-and Would Raise the Cost of Just Owning a Car

1 month ago | wsj.com | Joe Pinsker

Higher repair and insurance bills await people sticking with current ridePresident Trump’s auto tariffs won’t just make buying a car more expensive. They would make simply owning a car more expensive, too. Levies on imported vehicles stand at 25%, and tariffs of the same size are planned for auto parts in early May. Copyright ©2025 Dow Jones & Company, Inc. All Rights Reserved.
Vehicles were already unaffordable before tariffs

2 months ago | elpasoinc.com | Joe Pinsker |Veronica Dagher

President Trump’s auto tariffs are about to give another boost to car prices that have already surged over the past four years. That will be an additional burden on household budgets. One common but rough financial guideline is that the monthly payment on an auto loan should be no more than 10% of one’s take-home pay. But even the average used-car payment is right around that threshold for an average American, and a new-car payment is already beyond it.
Nearing Retirement? How to Think About Your 401(k) or IRA During Stock Market Turmoil

2 months ago | wsj.com | Anne Tergesen |Joe Pinsker

Market downturns like this one often tempt people to make rash decisions, but it is better to have a planThe current market turmoil is especially anxiety-inducing for people who are nearing retirement and will soon draw from their accounts. The ideal financial scenario is to have prepared beforehand by moving the money you will need to spend in the coming months or years into less risky assets, such as cash. Copyright ©2025 Dow Jones & Company, Inc. All Rights Reserved.
How Auto Tariffs Are About to Make Cars Even Less Affordable

2 months ago | wsj.com | Joe Pinsker

Analysts estimate President Trump’s auto tariffs could raise the cost of a vehicle by thousands of dollars. Ballpark calculations based on current monthly auto-loan payments and an average American’s income show how that would test U.S. households. The Budget Lab at Yale University estimates that Trump’s auto tariffs will raise new and used vehicle prices by 13.5% on average. A jump of that magnitude would take the average monthly payment on a new-car loan to about 15% of average take-home pay.
Americans Were Already Struggling to Afford Cars Before Trump’s Auto Tariffs

2 months ago | wsj.com | Joe Pinsker |Veronica Dagher

Common advice to not spend more than 10% of pay on a car loan payment is getting harder to followPresident Trump’s auto tariffs are about to give another boost to car prices that have already surged over the past four years. That will be an additional burden on household budgets. One common but rough financial guideline is that the monthly payment on an auto loan should be no more than 10% of one’s take-home pay.

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Joe Pinsker @jpinsk

29 Mar 24

RT @WSJ: 🧵One year ago today, Wall Street Journal reporter Evan Gershkovich was detained in Russia for doing his job. He remains in a Mosc…

Joe Pinsker @jpinsk

29 Mar 24

RT @WSJ: Here is an early look at the front page of a special section wrapping today's Wall Street Journal https://t.co/kTxN0a0m6N https://…

Joe Pinsker @jpinsk

8 Dec 23

My latest @WSJ story was a fun one: I asked people who make fake money for their lessons/wisdom about dealing with the real thing https://t.co/vyfnnebcZ2

Joe Pinsker

Articles

‘Welcome In.’ The Two-Word Greeting That’s Taking Over and Driving Shoppers Nuts.

‘Welcome In.’ The Two-Word Greeting That’s Taking Over and Driving Shoppers Nuts.

How a Growing U.S. Deficit Could Hurt American Households

How the Highest-Earning Millennials Made It to the Top of Their Generation

How to Make Major Investment Decisions Right Now From Mortgages to Stocks

Auto Tariffs Are Still On-and Would Raise the Cost of Just Owning a Car

Vehicles were already unaffordable before tariffs

Nearing Retirement? How to Think About Your 401(k) or IRA During Stock Market Turmoil

How Auto Tariffs Are About to Make Cars Even Less Affordable

Americans Were Already Struggling to Afford Cars Before Trump’s Auto Tariffs

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Emails

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