Joel Cooper

Oct 30, 2024 | hahnlaw.com | Molly Brown |Joel Cooper |Andrew May

The tightening in lending standards experienced over the last year is attributable to factors beyond credit quality  of  borrowers  and  lenders’  concentration  in  credit  risk  in  CRE,  namely:  (1)  lenders’  expectation  of deterioration in collateral values for CRE; (2) difficulty in appraising CRE within the same asset classes (due to  varying  returns  and  occupancy  rates);  and  (3)  the  potential  of  the  Federal  Reserve  to  increase  capital standards for large banks further.

Oct 25, 2024 | thedailynews.cc | Joel Cooper

If you are one who is wondering as to why your world seems to have plunged into depravity and lost its collective civil balance, look no further than the love of self. Chris Hedges [Empire of Illusion] actually frames this as a cult stating that, “This cult has within it the classic traits of psychopaths: superficial charm, grandiosity, and self-importance; a need for constant stimulation, a penchant for lying, deception, and manipulation, and the inability to feel remorse or guilt...”

Sep 27, 2024 | thedailynews.cc | Joel Cooper

There is a parable in Luke 18, where Jesus ends up making a prophetic statement as to his second coming “Will he find the faith on earth when he comes?”

Aug 23, 2024 | thedailynews.cc | Joel Cooper

In a recent discussion with my daughter, we spoke of the growing complexity and emotional fatigue that people experience simply trying to sort life out. Inundated by information that is often unverifiable and choices deemed critical as to the best approach seem to almost leave one in a catatonic state unable to make decisions at all. One explanation for this increasingly common phenomenon is what has come to be called, “information overload.”

Jun 28, 2024 | thedailynews.cc | Joel Cooper

"All things bright and beautiful, All creatures great and small, All things wise and wonderful, 'Twas God that made them all.”This Anglican hymn reminds us of something so simple yet so profound that in a world that has stolen our innocence we have forgotten its good pleasures.