Joey Pizzolato
Payments Reporter at American Banker
Award-winning writer & editor. MFA from the Naslund-Mann Graduate School of Writing at Spalding U. Payments reporter at American Banker. Views are my own.
Articles
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1 week ago |
americanbanker.com | John Adams |Joey Pizzolato
Part of Klarna's quest to go public in the U.S. was to build scale through a series of high-profile partnerships. And while Trump's tariffs have delayed the IPO, the Swedish financial institution is still lining up partners. Klarna has signed an agreement with Fiserv's Clover to enable payments and buy now/pay later lending at more than 100,000 merchant locations.
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1 week ago |
today.westlaw.com | John Adams |Joey Pizzolato
Part of Klarna's quest to go public in the U.S. was to build scale through a series of high-profile partnerships. And while Trump's tariffs have delayed the IPO, the Swedish financial institution is still lining up partners.
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1 week ago |
americanbanker.com | Joey Pizzolato
New York Attorney General Letitia James has put two New York-based earned wage access providers in her office's crosshairs as wider federal regulators slow their own supervisory and enforcement actions. The AG's office sued DailyPay and MoneyLion – which it calls payday lenders – Monday for "taking advantage of tens of thousands of New Yorkers with illegal high-interest loans" that it says are as high as 750% per year, according to a release from the Attorney General's office.
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1 week ago |
americanbanker.com | Joey Pizzolato
With buy now/pay later carving out its place as a lasting consumer credit product, nonbank lenders have been looking for ways to improve credit decisions. Affirm has taken the first steps in reporting Pay-in-4 loans to credit bureaus. For banks and other lenders preparing for the day when Pay in 4 appears on credit reports, updating their own credit underwriting models will surely be a heavy lift. On April 1, Affirm began reporting all its pay-over-time loans, including Pay in 4, to Experian.
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1 week ago |
today.westlaw.com | Joey Pizzolato
With buy now/pay later carving out its place as a lasting consumer credit product, nonbank lenders have been looking for ways to improve credit decisions. Affirm has taken the first steps in reporting Pay-in-4 loans to credit bureaus. For banks and...
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On the bright side, the hack boosted my follower count by 6,700. On the not-so-bright side, they're all folks pushing their OnlyFans accounts. They're going to be bummed when I start posting finance stuff again. Oh wait, I won't. Because this platform sucks.
Nothing like a good ole' X hack to really make you hate the platform more...
I spoke with @zip_usa's CEO Joe Heck last month about his plans for the #BNPL firm. Read it in @AmerBanker. https://t.co/3q83cxRnSb