John Bowers

Jan 13, 2025 | liveinsurancenews.com | John Bowers

Rising Auto Insurance Costs: A Growing Concern for U.S. DriversAuto insurance premiums in the United States have reached record highs, raising concerns about affordability for many Americans. A recent study by Jerry revealed that eight out of 10 U.S. drivers believe auto insurance has become prohibitively expensive for the average person. Even higher-income earners, those making more than $129,000 annually, are feeling the pinch.

Jan 3, 2025 | liveinsurancenews.com | John Bowers

The insurance industry has seen significant innovation in modeling techniques and tools in recent years, driven by a surge of new regulations, standards, and technologies. A wave of new regulations and standards in the insurance industry, coupled with innovative developments in the technologies that underpin the insurance ecosystem, have radically altered the landscape for both carriers and their technology providers.

Jul 1, 2024 | actuarialpost.co.uk | John Bowers

By John Bowers, Actuarial Product Director at RNA Analytics     Whether led by the actuarial or finance department; opting for integrated software (measurement engine plus accounting engine); or completing measurements in existing actuarial software and then outputting results to sub-accounts, achieving automated data flow between upstream and downstream systems is central to success.

Mar 28, 2024 | prospectmagazine.co.uk | John Bowers

Nearly three decades ago, an august committee led by an eminent judge laid down seven principles for standards in public life. This judge—Lord Nolan—would be horrified if he could see what is happening now. The last few decades have seen a downward spiral in public standards and a corruption of the principles—integrity, accountability, honesty and other virtues of character—that were laid down by Nolan. They have been undermined from within.

Feb 22, 2024 | opg.optica.org | Jonathan Peters |John Bowers |Mingxiao Li |Theodore J. Morin

Thin-film lithium niobate (TFLN) is an attractive platform for photonic applications on account of its wide bandgap, its large electro-optic coefficient, and its large nonlinearity. Since these characteristics are used in systems that require a coherent light source, size, weight, power, and cost can be reduced and reliability enhanced by combining TFLN processing and heterogeneous laser fabrication.