John Culhane

Philadelphia

Contributor at Slate

Law prof at Delaware Law School, frequent contributor to Politico & Slate, Shakespeare enthusiast, swimming & tennis zealot. Intermittently outraged, yet funny.

Articles

Disparate Impact Executive Order And HUD To Reconsider Disparate Impact Rule

1 week ago | mondaq.com | Richard J. Andreano |John Culhane

President Trump recently signed an Executive Order entitled"Restoring Equality of Opportunity andMeritocracy" to eliminate the use of disparate impactliability. The U.S. Department of Housing and Urban Development(HUD) also has indicated that it intends to yet again reconsiderits disparate impact rule under the Fair Housing Act.
New York AG sues payday lenders MoneyLion and DailyPay

2 weeks ago | openlegalblogarchive.org | John Culhane |Joseph J. Schuster

New York Attorney General Letitia James has sued payday lenders MoneyLion Inc. and DailyPay Inc. in New York state court, alleging that the two companies took advantage of tens of thousands of New Yorkers. Both companies make paycheck advance loans to hourly workers in exchange for tips and fees.
CFPB rescinds enforcement, supervisory priority documents, outlines new priorities for 2025

3 weeks ago | openlegalblogarchive.org | Alan Kaplinsky |John Culhane |Richard J. Andreano

The CFPB is rescinding its existing enforcement and supervision priority documents, according to a memo sent to bureau staff by CFPB Chief Legal Officer Mark Paoletta. The CFPB will focus its enforcement and supervision resources on pressing threats to consumers, particularly servicemembers, their families, as well as veterans, Paoletta wrote, in a memo to bureau employees. The CFPB also will shift its supervisory efforts back to depository institutions.
CFPB plans to revoke BNPL interpretive rule

1 month ago | insidearm.com | John Culhane |David Anthony

The CFPB intends to revoke its Buy Now, Pay Later interpretive rule, according to a status report and joint motion to stay filed by the Bureau and the Financial Technology Association (FTA) in a case brought by the FTA challenging the rule. The revocation is one of several steps the Trump Administration is taking to reverse Biden Administration CFPB actions.
ConServe Cares Program Supports The American Heart Association

1 month ago | insidearm.com | David Anthony |John Culhane

Rochester, N.Y. —Continental Service Group, LLC d/b/a ConServe, in conjunction with the company’s “Matching Gift Program”, donated its March ConServe Cares proceeds to the American Heart Association. The ConServe team supports and funds the efforts of numerous local non-profit agencies that strive to make a difference. As a result of the employees’ compassion and generosity; countless lives have been touched and enriched in our community.
CFPB plans to revoke BNPL interpretive rule

1 month ago | openlegalblogarchive.org | John Culhane |Joseph J. Schuster

The CFPB intends to revoke its Buy Now, Pay Later interpretive rule, according to a status report and joint motion to stay filed by the Bureau and the Financial Technology Association (FTA) in a case brought by the FTA challenging the rule. The revocation is one of several steps the Trump Administration is taking to reverse Biden Administration CFPB actions.
How a Single Wave Influenced Gene Hackman’s Entire Life

2 months ago | rd.com | John Culhane

Editor’s note: Gene Hackman passed away on Feb. 26, 2024. The two-time Oscar winner will forever be known for his iconic portrayals in classic films, including his breakout role as Jimmy “Popeye” Doyle in The French Connection and his role as the criminal mastermind Lex Luthor in Superman: The Movie (1978). The following story was published in the September 1993 edition of Reader’s Digest. Gene Hackman was just 13 years old the morning his father waved goodbye for the last time.
How a Single Wave Influenced Gene Hackman’s Entire Life

2 months ago | flipboard.com | John Culhane

15 hours agoDeath of Hackman and wife 'suspicious enough' for investigation, police sayOscar-winning actor Gene Hackman and his wife appeared to have been dead for "quite a while" when the couple and their dog were found dead on Wednesday afternoon at their home in the US state of New Mexico, police say.
CFPB revokes EWA advisory opinion

Feb 9, 2025 | creditandcollectionnews.com | John Culhane |John D. Socknat |Joseph J. Schuster

The CFPB rescinded an advisory opinion that had described how one particular type of “earned wage” product did not involve the offering or extension of “credit” as that term is defined in the Truth in Lending Act and Regulation Z as Rohit Chopra’s term as director was coming to an end.
Fifth Circuit Court of Appeals strikes down FTC CARS Rule

Feb 4, 2025 | creditandcollectionnews.com | John Culhane

The Fifth Circuit Court of Appeals has struck down the FTC’s controversial CARS Rule, saying that the commission violated its own procedural rules by failing to issue an Advance Notice of Proposed Rulemaking (“ANPRM”) before publishing the rule. “The FTC asserts that even if the Commission was required to publish an ANPRM, its failure to do so was ultimately harmless error,” two of the judges on the three-judge panel wrote.