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Jan 13, 2025 | 
mondaq.com | Alfred Mottur |Michael Pryor |Tripp McKemey |John Menges
In a ruling issued on Jan. 2, the U.S. Court of Appeals for theSixth Circuit blocked the Federal Communications Commission (FCC)from restoring its net neutrality rules. The court cited theSupreme Court's recent decision in Loper Bright Enterprisesv. Raimando, which overturned precedent giving deference togovernment agencies in interpreting laws that they administer. "Applying Loper Bright means we can end the FCC'svacillations," the court said in its opinion.
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Oct 22, 2024 | 
mondaq.com | Leah Dempsey |Michael Pryor |John Menges
Earlier this year, the Federal Communications Commission (FCC)
published a new report and order ("Order") concerning
revocation of consumer consent under the Telephone Consumer
Protection Act (TCPA). The new rules revise how consumers may
revoke consent they have provided to receive robocalls and
robotexts. On Oct. 11, the FCC announced the new rules will take effect on
April 11, 2025.
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Oct 18, 2024 | 
jdsupra.com | Leah Dempsey |John Menges |Michael Pryor
Earlier this year, the Federal Communications Commission (FCC) published a new report and order (“Order”) concerning revocation of consumer consent under the Telephone Consumer Protection Act (TCPA). The new rules revise how consumers may revoke consent they have provided to receive robocalls and robotexts. On Oct. 11, the FCC announced the new rules will take effect on April 11, 2025.
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Sep 20, 2024 | 
mondaq.com | Sarah Johnson Auchterlonie |Leah Dempsey |Zachary S. Pfister |John Menges
On Sept. 17, the Consumer Financial Protection Bureau (CFPB)
published guidance for federal and state consumer
protection enforcement officials to use to prevent banks and credit
unions from charging overdraft fees in certain situations. The
guidance states that a financial institution cannot legally charge
overdraft fees for ATM and one-time debit card transactions if the
financial institution does not have proof of the consumers'
affirmative consent.
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Sep 19, 2024 | 
jdsupra.com | Sarah Johnson Auchterlonie |Leah Dempsey |John Menges
On Sept. 17, the Consumer Financial Protection Bureau (CFPB) published guidance for federal and state consumer protection enforcement officials to use to prevent banks and credit unions from charging overdraft fees in certain situations. The guidance states that a financial institution cannot legally charge overdraft fees for ATM and one-time debit card transactions if the financial institution does not have proof of the consumers’ affirmative consent.
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Aug 19, 2024 | 
mondaq.com | Leah Dempsey |John Menges |Michael Pryor
On Aug. 7, the Federal Communications Commission (FCC) voted to
propose new rules to require callers to
disclose if they are using artificial intelligence (AI) in
robocalls and robotexts. If adopted, the new rules would set
definitions for what constitutes an AI robocall or text. If a
caller uses AI robocall technology, they would be required to
disclose that information to a consumer as part of the process of
obtaining consent to place the call or text.
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Aug 19, 2024 | 
jdsupra.com | Leah Dempsey |John Menges |Michael Pryor
On Aug. 7, the Federal Communications Commission (FCC) voted to propose new rules to require callers to disclose if they are using artificial intelligence (AI) in robocalls and robotexts. If adopted, the new rules would set definitions for what constitutes an AI robocall or text. If a caller uses AI robocall technology, they would be required to disclose that information to a consumer as part of the process of obtaining consent to place the call or text.
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Jun 14, 2024 | 
jdsupra.com | Leah Dempsey |Joel L. Herberman |John Menges
In May 2024, the Federal Housing Finance Agency (FHFA) published a Request for Input (RFI) titled “Federal Home Loan Bank Core Mission Activities and Mission Achievement” with comments due to the FHFA on July 15, 2024. This follows the FHFA’s wide-ranging report, “Federal Home Loan Bank System at 100: Focusing on the Future” (“Report”), released in November 2023.
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Mar 6, 2024 | 
jdsupra.com | Leah Dempsey |Joel L. Herberman |John Menges
In a move that aligns with conservative arguments that the Consumer Financial Protection Bureau (CFPB) has become a political arm of the White House, the agency finalized its controversial credit card late fee rule just two days before President Biden’s March 7, State of the Union speech. The final rule closely resembles the proposal and maintains its key feature: limiting the safe harbor from late fees from an average of $30 to $8.
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Feb 5, 2024 | 
jdsupra.com | Leah Dempsey |John Menges |Zachary S. Pfister
As abusive robocalls remain unpopular both politically and, in general, universally among the American people, lawmakers have once again thrown out the opening salvo in efforts to legislate against them this week with the “Do Not Disturb Act.” Unfortunately, these efforts appear to be broadly targeting all calls, including those you may want to receive from your credit union alerting you to fraud, a package delivery person or utility service providers among many other callers, with must-know...
