John Puterbaugh's profile photo

John Puterbaugh

Charlotte

Senior Editorial Director at Bankrate

Senior Editorial Director | @Bankrate. Used to work in newspapers, still love the news. Chicago sports guy.

Articles

  • 2 weeks ago | bankrate.com | Ana Staples |John Puterbaugh

    Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the next 12 months, according to Bankrate’s latest Economic Indicator Poll. A recession would be bad news for everyone, and it could be even worse if you’re carrying expensive credit card debt. The average credit card debt is $6,730, according to the most recent data from Experian. Facing the risk of financially hard times with such an amount of debt can be daunting. And getting rid of debt is usually a challenging task.

  • 2 weeks ago | bankrate.com | Ana Staples |John Puterbaugh

    You can use Buy Now, Pay Later (BNPL) for just about anything. Shopping online and in-person, big and small purchases, even your groceries and your takeout. Now, imagine your lender seeing all this when you apply for credit. No big deal if you’ve been diligent about timely repayment, but it’s another story if you’ve fallen behind or defaulted. Previously unreported to (and thus unseen by) prospective lenders, BNPL activity is making its way to credit reports.

  • 3 weeks ago | bankrate.com | Ana Staples |John Puterbaugh

    If you’re a renter, your rent payments are most likely your biggest monthly expense. Earning credit card rewards on this expense used to be complicated and rarely worth it — but that continues to change. The Bilt Rewards program makes it possible to earn valuable points on rent payments. And now, you don’t even need the Bilt Mastercard to take advantage of it. Recently, the company has opened its program to Visa, Mastercard, Discover and Amex cardholders.

  • 4 weeks ago | bankrate.com | Ana Staples |John Puterbaugh

    Buy a home, they said. Invest in your 401(k), they said. Increase your income, and it will all be fine, they said. As a millennial in America, I’ve done my best to make the right moves in my career and with my money. I’ve done what they said. So why does it all still feel so hard? I began my career in personal finance journalism in 2019, and it feels like all we’ve seen in that time is economic uncertainty. COVID. Soaring interest rates and inflation.

  • 1 month ago | bankrate.com | Ana Staples |John Puterbaugh

    Credit card users tend to fall into two main groups: those who carry a balance and those who don’t. And how much credit people in either group use tends to stay consistent over time, according to recent economics research by West Virginia University (WVU). That means when someone’s credit limit goes up or down, so does their credit usage. Carrying a balance is never a good pattern to have.

Contact details

Socials & Sites

Try JournoFinder For Free

Search and contact over 1M+ journalist profiles, browse 100M+ articles, and unlock powerful PR tools.

Start Your 7-Day Free Trial →

X (formerly Twitter)

Followers
1K
Tweets
12K
DMs Open
Yes
John Puterbaugh
John Puterbaugh @John_Puterbaugh
17 Mar 24

I’m somebody!

Talking Biz News
Talking Biz News @talkingbiznews

.@John_Puterbaugh departing @CNET for a position at @bankrate: https://t.co/s0u2oQhOar

John Puterbaugh
John Puterbaugh @John_Puterbaugh
27 Jun 23

I finally did it! Wordle 738 1/6 🟩🟩🟩🟩🟩

John Puterbaugh
John Puterbaugh @John_Puterbaugh
13 Jun 23

Immediate click and purchase for me https://t.co/X2DSfhefH6