Jonathan Clements
Editor at HumbleDollar
Editor of HumbleDollar, contributor to "My Money Journey" and author of "How to Think About Money."
Articles
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3 days ago |
humbledollar.com | Jonathan Clements
My favorite, beautiful word is “consequences,” and how it seems to be ignored. We tend to forget that no matter what we do, there will be a result, a reaction. There will be consequences, some intended, others not.We tend to address one problem but fail to think through possible consequences. The best examples are at the national level. Apply a surcharge such as IRMAA and people will attempt to keep income lower.
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3 days ago |
humbledollar.com | Jonathan Clements
It seems that converting my (non-IRA and non-Roth IRA) Vanguard mutual funds to the corresponding or equivalent ETFs is a smart tax move to make. However, then I read this in Vanguard’s information about making the conversion. By making the conversion, I will be giving up the average cost basis of the shares I had purchased years ago, and applying the FIFO (First In First Out) cost basis.
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3 days ago |
humbledollar.com | Jonathan Clements
Go to main Forum page »This holiday can be a stressful one for many families. Who plans it? Who hosts it? Do you go out for a meal or cook or cater in? Who is invited? Who can actually come (geographically and other commitments)? How does everyone get along? After an exhausting but great Mothers Day at our Jersey shore home on a beautiful day here my wife and I collapsed as I reflected on how lucky we are compared to many families including many of our friends.
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4 days ago |
humbledollar.com | Jonathan Clements
Here I sit on my deck, the blue sky is cloudless. It is 74 degrees, no wind and quiet except for the birds making their views known. My view of anything beyond 50 feet is blocked by thickly leaved trees. Between writing, I read commentary about tariffs, trade, economies on Project-Syndicate, a daily updated compilation of articles from scores of international writers.
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4 days ago |
humbledollar.com | Jonathan Clements
There have been many discussions about assisted living and CCRC in HD. As I learn about how they staff and manage these facilities, there are many unanswered questions. Currently, about 65% of elderly are cared for by their families at home. For 13% of those who aren’t living with family, the gap is partially filled by assisted living establishments. The median cost of care is $5,900/month, but ancillary services are extra. That can bring that cost over $15,000/month.
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Gold has a reputation as a bulwark against inflation and a safe haven at times of economic uncertainty. Is that reputation deserved? @AdamMGrossman has his doubts. https://t.co/X5NauFbeaj
RT @bogleheads: @ClementsMoney @jasonzweigwsj All the royalties from Jonathan’s new book The Best of Jonathan Clements (edited by Bill Bern…
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