Jonathan W. Welburn

Santa Monica

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Articles

RAND Comment In Response to RFI on Uses Opportunities and Risks of Artificial Intelligence in the Financial Services Sector

Sep 16, 2024 | rand.org | Jonathan W. Welburn |Noreen Clancy |Jim Mignano |Lily Hoak

Topics Publisher: Department of the TreasuryAvailability: Non-RAND Year: 2024 Pages: 26 Document Number: EP-70627 This publication is part of the RAND external publication series. Many RAND studies are published in peer-reviewed scholarly journals, as chapters in commercial books, or as documents published by other organizations. RAND is a nonprofit institution that helps improve policy and decisionmaking through research and analysis.
A Review of Attacker-Defender Games and Cyber Security

Aug 14, 2024 | mdpi.com | Kjell Hausken |Jonathan W. Welburn |Jun Zhuang

All articles published by MDPI are made immediately available worldwide under an open access license. No special permission is required to reuse all or part of the article published by MDPI, including figures and tables. For articles published under an open access Creative Common CC BY license, any part of the article may be reused without permission provided that the original article is clearly cited. For more information, please refer to https://www.mdpi.com/openaccess.
Debt Crises Between a Country and an International Lender as a Two-Period Game

Aug 7, 2024 | rand.org | Kjell Hausken |Jonathan W. Welburn

Topics Publisher: Elsevier IncAvailability: Non-RAND Year: 2024 Pages: 20 Document Number: EP-70580 This publication is part of the RAND external publication series. Many RAND studies are published in peer-reviewed scholarly journals, as chapters in commercial books, or as documents published by other organizations. RAND is a nonprofit institution that helps improve policy and decisionmaking through research and analysis.
What Makes a Reparation Successful?

Aug 7, 2024 | rand.org | Lisa Berdie |Kathryn Edwards |Jonathan W. Welburn

Topics Publisher: The Russell Sage Foundation Journal of the Social SciencesAvailability: Non-RAND Year: 2024 Pages: 17 Document Number: EP-70579 This publication is part of the RAND external publication series. Many RAND studies are published in peer-reviewed scholarly journals, as chapters in commercial books, or as documents published by other organizations. RAND is a nonprofit institution that helps improve policy and decisionmaking through research and analysis.
CrowdStrike Is Too Big to Fail

Jul 22, 2024 | rand.org | Jonathan W. Welburn

If you couldn't use your laptop last week, you weren't alone. A computer system disruption swept the globe on Friday, grounding flights, stopping trains, and bringing businesses to a halt. Worse, the outage was traced to a single security update, underscoring the risks of global interconnectivity, particularly among firms critical to public safety, economic stability, and national security.
Burdensharing and Its Discontents

May 7, 2024 | rand.org | Gene Germanovich |Jonathan W. Welburn |Troy Smith

New security challenges from Russia, China, North Korea, and Iran have reignited the perennial debate about whether U.S. allies in the North Atlantic Treaty Organization (NATO) and in Asia are contributing sufficiently to the collective defense of the post–World War II liberal international order. The debate, which had subsided after the Cold War ended, has once again become a high priority in the U.S. foreign policy agenda.
Modeling America's Racial Wealth Disparities

Jul 12, 2023 | rand.org | Jonathan Lamb |Osonde A. Osoba |Jonathan W. Welburn |Pedro Nascimento de

Will America always be a country marked by racial disparity? Will Black families always be systematically poorer than white families? Can the American society reach a stage where past disparities are mended, economic opportunity is expanded, and where everyone gets their fair share? Are such goals mathematically feasible, and if so, over what timeframe? What policies could achieve these goals? For many, questions like these evoke a very strong response.
Social media frenzy fuels bank busting panic

Mar 16, 2023 | gulfnews.com | Jonathan W. Welburn

New York: Fearful Twitter posts and anxious WhatsApp exchanges coupled with online banking ease are seen as helping power an internet-age run on a pair of now-collapsed American lending institutions. Both Silicon Valley Bank and Signature Bank were hit with massive withdrawals by customers fearful of losing their money, but the speed was dizzying in an age when rumors spread like wildfire on social media and apps make moving funds with the click of a button simple.