Josh Patoka

Tennessee

Personal Finance Writer at Freelance

Personal finance writer for hire. I've also covered transportation, travel, and open to work for your content and copywriting needs.

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Articles

Unlimited Hot Spot Data, Streaming Perks, and More_ What You Get with T-Mobile's Experience Beyond Plan

1 week ago | wellkeptwallet.com | Josh Patoka

Note: This article is brought to you by our sponsor, T-Mobile. Are unlimited phone plans truly so? Most carriers add caveats capping the potential benefits that don’t make the plan as versatile for your needs as it initially appears. The lack of transparency is also frustrating. Thankfully, T-Mobile’s Experience Beyond Plan provides generous high-speed data and streaming perks at a competitive monthly rate.
15 FREE Google Sheets Budget Templates - Well Kept Wallet

1 month ago | wellkeptwallet.com | Josh Patoka

Managing money can be hard. Using free budget templates for Google Sheets can help make it easier to manage your money.
10 Best Bitcoin ETFs for Long-Term Investors

1 month ago | bitcoiniracompanies.com | Josh Patoka

It’s easy to get direct exposure to Bitcoin from your favorite investing app or stock IRA with rock-bottom fees. I compare the best Bitcoin ETFs that can provide similar results as owning crypto, but with less work and security risk. I have purchased several of these funds because it’s more convenient and potentially cheaper than buying from an exchange and storing on a storage wallet.
Ripple Custody Review

2 months ago | bitcoiniracompanies.com | Josh Patoka

Ripple Custody Best For: Stablecoin transactions and tokenizing real-world assets Trading Fee: Does not disclose Pros: Asset tokenization Flexible payment network XRP Ledger access Extensive security protocols Cons: Doesn’t disclose fees Limited crypto and wallet services Best known for its XRP protocol and cross-border payments, Ripple is rapidly expanding its custody service for businesses and institutions. You can custody cryptocurrency and real-world assets through traditional and...
Gold vs. Crypto: Which is the better investment?

2 months ago | bitcoiniracompanies.com | Josh Patoka

Gold vs. crypto is a hot debate as both investments can outperform stocks. Each asset has fiercely loyal investors, such as “gold bugs” and “crypto bros,” who only invest in physical gold or digital currencies, respectively. I invest in gold and crypto as I like their distinct investment traits. Below are the similarities and differences between these two alternative assets so you can decide to hold one or both.
Citi Strata Premier Card review (60,000 points bonus)

2 months ago | johnnyjet.com | Josh Patoka

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Disclosure, visit this page. I’ve been using the Citi Strata Premier℠ Card, and I’ve been really happy with it. I love the fact that it comes with multiple ways to earn points, including 3 points per dollar spent on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
How to Make $20 Fast: 15 Easy Ways

2 months ago | wellkeptwallet.com | Josh Patoka

Want to make $20 fast? You can get $20 easily by completing small tasks on several different websites. In addition to a small time commitment, your earnings can make a notable difference in paying the bills and saving up for upcoming purchases. I repeatedly use several of these money-making ideas to pad my wallet. Here are several activities to help you earn $20 quickly, online and locally.
100k Chase Sapphire Preferred Bonus is Back ($1,250 Value)

2 months ago | johnnyjet.com | Josh Patoka

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Disclosure, visit this page. The information for all Chase cards has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer. The great Chase Sapphire Preferred® Card signup bonus is back for a limited time.
Bitcoin IRA vs. iTrustCapital: Which platform is better?

Mar 20, 2025 | bitcoiniracompanies.com | Josh Patoka

Trading Fee: 2.00% transaction fee Trading Fee: 1.00% transaction fee Promotion: Earn up to $150 reward for opening a new account Promotion: Earn up to $100 reward for funding a new account Trading Fee: 2.00% transaction fee Promotion: Earn up to $150 reward for opening a new account Trading Fee: 1.00% transaction fee Promotion: Earn up to $100 reward for funding a new account Need help choosing a highly-rated and experienced crypto IRA provider? My Bitcoin IRA vs. iTrustCapital comparison...
BlockTrustIRA Review

Feb 27, 2025 | bitcoiniracompanies.com | Josh Patoka

BlockTrustIRA Best For: Managed crypto portfolios and low trading fees Account Minimum: $1,000 - $25,000 Setup Fee: $0 Trading Fee: .14% - .5% Pros: $200M custody insurance Multi-layered security Low transaction fees AI managed accounts Cons: Newer company Crypto is a volatile asset Promotion: Custodial fee waived for AI trading accounts Tax-advantaged investment gains are the best benefit for most cryptocurrency IRAs. However, having to self-manage your portfolio can be frustrating. You can...