Joshua Samuel Godfrey

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Articles

First Home Buyer Report 2025

1 week ago | finder.com.au | Joshua Samuel Godfrey |Graham Cooke

Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles. We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Why the old Amex myths no longer apply

Jan 20, 2025 | finder.com.au | Joshua Samuel Godfrey

Finder's guide reveals how American Express credit cards have changed, and how much some common myths could be costing youGrowing up, I was a huge MythBusters fan, watching them build contraptions, crash cars and make things explode, all in the name of challenging popular beliefs. When I started my professional career and moved into the personal finance space, I discovered that there were numerous myths I believed that turned out to be untrue. No, you don't need a lot of money to start investing.
Wealth Building Report 2024

Nov 20, 2024 | finder.com.au | Joshua Samuel Godfrey |Graham Cooke |Thomas Stelzer |Sarah Megginson

Finder's Wealth Building Report sheds light on how Australians build their wealth, offering insights for those seeking to improve their financial future. The report combines survey data from consumers actively building wealth and those who are not, aiming to uncover the behaviours and values driving Australians' wealth-building journeys. The average household has a net wealth of $1.58 million. 74% of household net wealth is held in super and property.
How I scored 70% off a flight to Bali with my new phone

Nov 15, 2024 | finder.com.au | Joshua Samuel Godfrey

One of the quickest ways to earn Qantas Frequent Flyer points is back, but only for a limited time. The Apple-Qantas-Woolworths gift card deal (as my colleague Angus coined it) is running until Woolworths stores close on 19 November. This promotion gives Australians 20 Everyday Rewards points for every $1 spent on Apple gift cards at Woolworths. So if you buy $2,000 worth of Apple gift cards, you'll get 40,000 Everyday Rewards points, which convert into 20,000 Qantas Frequent Flyer points.
Hidden $1,200 Uber Eats charge too many Aussie are copping: 'Quickly adds up'

Nov 9, 2024 | au.finance.yahoo.com | Joshua Samuel Godfrey

As a city boy, I grew up expecting convenience. The food delivery service Uber Eats came to Australia in 2016, just as I was starting to earn my own money and spend it on things I really didn’t need – like a Zinger Box delivered straight to my door (it was a 5-minute walk to my nearest KFC). Before apps like Uber Eats, DoorDash and Menulog were around, some larger restaurants had their own fleet of delivery drivers.
How much does a mortgage holiday cost?

Sep 12, 2024 | finder.com.au | Joshua Samuel Godfrey

Finder's guide unpacking how mortgage holidays work, and how much they could cost youLife is stressful, especially for Australians with a home loan. The number of mortgage holders struggling to pay off their loans reached a record 42% in August. With economists on Finder's RBA Cash Rate panel not expecting a rate cut until late 2024 at the earliest, repaying a mortgage is unlikely to become easier any time soon.
Equal Pay Day Statistics

Aug 18, 2024 | finder.com.au | Joshua Samuel Godfrey

1 in 3 women (36%) have chosen a flexible role over money or career progression, because they were raising children. When women have kids, the number of unpaid care hours they perform increases 92%; men only see their unpaid care hours increase 50%. 50% of women say they are primarily responsible for household duties compared to 26% of men. Men and women do not earn the same. ABS data reveals that women are paid 11.5% less.
Home loan interest rate forecast - when will rates go down?

Jul 19, 2024 | finder.com.au | Joshua Samuel Godfrey

The cash rate, set by the Reserve Bank of Australia (RBA), has already risen 13 times since May 2022. These rises have taken the average variable owner-occupier interest rate on existing home loans from 2.86% in April 2022 to 6.38% in April 2024 according to RBA data. Relief for consumers in 2024 doesn't look likely. Only 28% of economists predict a rate cut will come before Christmas according to Finder's RBA Cash Rate survey.
Young Aussie turns drink shout into $160 flight to Spain: 'Saved $1,600'

Jul 12, 2024 | au.finance.yahoo.com | Joshua Samuel Godfrey

Josh made some changes after being burned by $3,000 flights. (Supplied)If you’re longing to enjoy a Euro Summer holiday you only really have one option. Cop the 22+ hour flight and be prepared to fork out thousands of dollars on airfares. I took a last-minute trip to Europe in 2023 which cost me $3,000 for flights alone. I promised myself then that I would apply for a rewards credit card and use points to pay for my next trip. But firstly, a quick about me.
Consumer Cryptocurrency Report 2024

Jun 4, 2024 | finder.com.au | Joshua Samuel Godfrey

Finder's Consumer Cryptocurrency Report uses data from Finder's Consumer Sentiment Tracker (CST) to build a profile of the cryptocurrency market within Australia and consumer behaviour and attitudes towards it. 5.6 million Australians (27% of the population) have owned or are interested in owning crypto. Almost two thirds (67%) of owners trade their cryptocurrency at least once a month. The average cryptocurrency portfolio is worth $21,426.