JP Nicols
Host at Breaking Banks
I help financial institutions punch above their weight in a digital world. ⎮ Cofounder @AlloyLabs, Cohost @BreakingBanks1 @ProvokeCast, crappy ⚽️ @ECSPubLeague
Articles
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1 week ago |
provoke.fm | JP Nicols
In This EpisodeTraditional banks just pocketed $268 billion in profit—even with loan growth stuck in first gear—while global fintech funding barely limped past $10 billion, thanks to a single blockbuster round. This week, Theo Lau and Greg Palmer join hosts JP Nicols, Brett King, and Jason Henrichs to untangle those contradictions and ask who’s really carrying the baton in the race for the future of money.
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2 months ago |
provoke.fm | JP Nicols
In This EpisodeThere’s something happening beneath the surface of every pizza order, every childcare payment, and every invoice sent by businesses across America. A quiet revolution that most people— sometimes even business owners themselves— have barely noticed. Traditional banks are being methodically extracted from the daily financial lives of businesses, replaced by something more streamlined, more embedded, as banking becomes just another node in a business operating system.
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2 months ago |
provoke.fm | JP Nicols
Banking executives, your business customers aren’t leaving you for another bank—they’re leaving banking altogether— at least partially. For now. As a part of our “Unbreak the Bank” series we dissect the most significant existential threat to community financial institutions since the 2008 crisis: the systematic extraction of business banking services into everyday business software.
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Sep 23, 2024 |
linkedin.com | JP Nicols
We often hear from banks that they consider themselves to be ‘fast followers’ in adopting new products and partnerships. The problem is that, too often, they’re only half right. You don’t have to be out on the bleeding edge, but being merely a ‘follower’ without being reasonably fast means you miss out on the growth part of the curve and the opportunity to create a competitive advantage.
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Aug 13, 2024 |
alloylabs.com | JP Nicols
Last quarter the theme of our annual member meeting was The Next Era of Banking, reflecting our considered view that much of the old playbook was not working as the industry finds itself at a critical inflection point. We continually monitor these shifts we collaborate with our ecosystem of community and mid-size banks, fintech partners, and portfolio companies to develop a comprehensive view of the challenges and opportunities that lie ahead.
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RT @provokecast: A big congrats to our flagship podcast, Breaking Banks, and the whole crew @JPNicols @jasonhenrichs @BrettKing
RT @provokecast: Is AI outperforming humans in the financial sector? Yes. The answer is yes. An all-star panel of @BrettKing , @jasonhenr…
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