Julie Cazzin

1 week ago | financialpost.com | Julie Cazzin |Christina Varga |John De Goey

FP Answers: When determining returns, include fees paid on investments along with adviser fees. Find out moreArticle contentQ. My plan is to retire at age 60. I am now 55. All my assets are in registered retirement savings plans (RRSPs), two-thirds of it in a fully managed account with a major brokerage. I find the returns quite mediocre, but according to my adviser they are excellent.

2 weeks ago | financialpost.com | Julie Cazzin |Andrew P. Dobson

Skip to ContentAdvertisement 1FP Answers: Near the end of her life, a grandmother would like to give $60,000 to her grandkidsArticle contentQ. My spouse is near the end of her life and she has approximately $60,000 she wants to transfer to her son to be used for her two grandchildren’s education. I suggested she could transfer the amount to her son’s registered retirement savings plan (RRSP) while living without triggering any tax implications. He has the contribution room available.

2 weeks ago | ca.finance.yahoo.com | Julie Cazzin |Andrew D. M. Dobson

Q. My spouse is near the end of her life and she has approximately $60,000 she wants to transfer to her son to be used for her two grandchildren’s education. I suggested she could transfer the amount to her son’s registered retirement savings plan (RRSP) while living without triggering any tax implications. He has the contribution room available. No one agrees with me. What is the best and cheapest way to get these funds to her son for the grandkids?

3 weeks ago | financialpost.com | Julie Cazzin |Allan Norman

Advertisement 1FP Answers: One thing to consider is to maximize your RRSP and then use the tax refund to top up your TFSAArticle contentQ. I’m a 58-year-old surgical nurse retiring in July. My retirement pension will be roughly $55,000 annually and it will start paying out in September. I have $48,000 in unused registered retirement savings plan (RRSP) contribution room. Should I max out my contributions on my 2025 taxes? I have enough saved to do so.

3 weeks ago | ca.finance.yahoo.com | Julie Cazzin |Allan Norman

Q. I’m a 58-year-old surgical nurse retiring in July. My retirement pension will be roughly $55,000 annually and it will start paying out in September. I have $48,000 in unused registered retirement savings plan (RRSP) contribution room. Should I max out my contributions on my 2025 taxes? I have enough saved to do so. Or, should I stick to topping up my tax-free savings account (TFSA)?