Justin Jaffe

Portland, United States

Senior Managing Editor at SoFi Learn

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Articles

The 4 Best Air Mattresses We've Tested

2 months ago | yahoo.com | Justin Jaffe

CNET and Yahoo may earn commission from links in this article. Pricing and availability subject to change. SoundAsleep Dream Series Luxury Air MattressEven if you rarely have guests, having an air mattress on hand can be useful. Your bed breaks, and you need somewhere to sleep for the night? Air mattress. Do you have a new puppy you're toilet training and need to be close to at night? Air mattress time. Or perhaps you're considering getting into camping and need something to sleep on?
Best DNA Test for 2025

2 months ago | yahoo.com | Justin Jaffe

glowing rainbow DNA strandLearning about your genetics and ancestry is easier than ever. All you need to do is choose from the many DNA ancestry tests available online, receive your kit and send back the required DNA samples. The last step is a short wait for your results to arrive digitally. A DNA test allows you to learn more about your heritage, health, genetic conditions, family history and potential genetic matches that may connect you with long-lost relatives.
Protecting Yourself Financially When Disaster Strikes

Jan 16, 2025 | sofi.com | Justin Jaffe

By Justin Jaffe. January 16, 2025 · 3 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. As the catastrophic Los Angeles wildfires continue to burn, residents are grappling with a range of emotional, physical, and financial challenges.
Mortgage Interest Rates Today for Sep. 20, 2023: Important Rate Rises

Sep 20, 2023 | cnet.com | Justin Jaffe

Mortgage rates over the last seven days were varied, but an important rate moved up. Average 15-year fixed mortgage rates receded, while average 30-year fixed mortgage rates grew. We also saw a downward slide in the average rate of 5/1 adjustable-rate mortgages. In March 2022, the Federal Reserve stepped in to combat surging inflation by hiking its key interest rate. Mortgage rates, which are not set by the central bank but are indirectly influenced by rate hikes, increased alongside.
Refinance Rates for Sep. 20, 2023: Rate Advances

Sep 20, 2023 | cnet.com | Justin Jaffe

The mean rate for a 15-year fixed refinance saw a downtick this week, while 30-year fixed-rate refinances moved higher. The average rate on 10-year fixed refinance declined. At the start of the pandemic, refinance rates were at historic lows of around 3%. Then, in early 2022, the Federal Reserve stepped in to curb inflation by hiking its key short-term interest rate, the federal funds rate.
Mortgage Refinance Rates on Sep. 19, 2023: Rates Tick Lower

Sep 19, 2023 | cnet.com | Justin Jaffe

Both 15-year fixed and 30-year fixed refinances saw their average rates drop this week. The average rates for 10-year fixed refinances also shrank. At the start of the pandemic, refinance rates were at historic lows of around 3%. Then, in early 2022, the Federal Reserve stepped in to curb inflation by hiking its key short-term interest rate, the federal funds rate.
Current Mortgage Rates for Sep. 19, 2023: Rates Cool Off

Sep 19, 2023 | cnet.com | Justin Jaffe

A few important mortgage rates moved downward over the last seven days. The average interest rates for both 15-year fixed mortgage rates and 30-year fixed mortgage rates had a downswing. At the same time, average rates for 5/1 adjustable-rate mortgages also moved down. In March 2022, the Federal Reserve stepped in to combat surging inflation by hiking its key interest rate. Mortgage rates, which are not set by the central bank but are indirectly influenced by rate hikes, increased alongside.
Current Mortgage Interest Rates on Sep. 13, 2023: Touchstone Rate Eases

Sep 13, 2023 | cnet.com | Justin Jaffe

While a closely followed mortgage rate receded, rates followed a split path over the last seven days. While 15-year fixed mortgage rates grew, interest rates on 30-year fixed mortgages shrank. The average rate of the most common type of variable-rate mortgage, the 5/1 adjustable-rate mortgage, climbed higher. As inflation surged in 2022, so too did mortgage rates.
Mortgage Refinance Rates on Sep. 13, 2023: Rates Trend Higher

Sep 13, 2023 | cnet.com | Justin Jaffe

Both 15-year fixed and 30-year fixed refinances saw their mean rates go higher this week. The average rates for 10-year fixed refinances slumped. At the start of the pandemic, refinance rates hit a historic low. But in early 2022, the Federal Reserve began hiking interest rates in an effort to curb high inflation. While the Fed doesn’t directly set mortgage rates, its series of rate hikes has led to an increased cost of borrowing among most consumer loan products, including mortgages and refinances.
Here Are Today's Mortgage Rates on Sep. 12, 2023: Rates Increased

Sep 12, 2023 | cnet.com | Justin Jaffe

A variety of important mortgage rates moved up over the last seven days. The average interest rates for both 15-year fixed and 30-year fixed mortgage rates both crept higher. We also saw a rise in the average rate of 5/1 adjustable-rate mortgages. As inflation surged in 2022, so too did mortgage rates. To rein in price growth, the Federal Reserve began bumping up its federal funds rate -- a short-term interest rate that determines what banks charge each other to borrow money.