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1 week ago | 
experian.com | Karen Axelton
Pros and Cons of Buying a CondoPurchasing a condo as your first home has both benefits and downsides. More affordable: Condominiums usually cost less than comparable homes, meaning a smaller down payment, mortgage and property taxes. The median sale price of a condo in the U.S. is $361,508, compared to $456,404 for a single-family home, according to April 2025 data from Redfin. Less hassle: You don't have to worry about maintaining a yard, pool or roof as you would with a standalone house.
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1 week ago | 
experian.com | Karen Axelton
Quick AnswerPrecomputed interest auto loans calculate and fix the monthly interest payments at the start of the loan term. Unlike simple interest auto loans, reducing your principal balance on a precomputed interest loan won’t affect your interest payments. Precomputed interest on a car loan is interest that is calculated and allocated to monthly payments at the time your loan term begins. Interest payments will be biggest at the start of your auto loan term and gradually shrink as time goes on.
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1 week ago | 
experian.com | Karen Axelton
Who Offers the Cheapest Car Insurance? The average cost of minimum coverage car insurance is $2,024 annually, and the average cost of full coverage car insurance is $4,051 annually, according to Experian data as of April 2025. Purchasing the minimum liability insurance that your state requires is usually the cheapest option.
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2 weeks ago | 
kktv.com | Karen Axelton
(Stacker) - With airfares expected to remain elevated throughout 2025, according to online travel marketplace Hopper, finding the cheapest days to fly could save you a lot of money. The cheapest days of the week to fly are typically Tuesdays and Wednesdays. However, this isn’t always the case, so Experian says comparing your options and being flexible are the keys to finding the lowest fares.
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2 weeks ago | 
experian.com | Karen Axelton
The cheapest car insurance in New York state is GEICO's minimum coverage policy, at an average of $5,485 annually or $457 per month, according to Experian data from January 2025 and based on policies quoted through our automotive insurance marketplace. The cheapest full coverage car insurance in New York state is offered by Progressive and costs $5,622 annually or $468 per month.
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2 weeks ago | 
experian.com | Karen Axelton
Pros and Cons of a Home WarrantyBefore buying a home warranty, it's important to consider both the advantages and disadvantages. One-stop solution: Instead of hunting for a reliable plumber or electrician when a problem arises, you can just call your home warranty company. May save you money: If the home warranty company determines your problem is covered, in the best-case scenario you'll only pay the service fee.
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2 weeks ago | 
experian.com | Karen Axelton
How Do HELOC Draw Periods Work? Most HELOCs give you a 10-year draw period in which to borrow money. During this time:You can draw as much as you like up to your total available credit line. You don't start making payments until you actually borrow from the credit line. You make minimum payments on the amount you borrow—typically only paying interest. You may also be able to make payments on the loan principal, depending on your HELOC's terms.
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3 weeks ago | 
experian.com | Karen Axelton
How Gender Affects Your Insurance RatesMen may pay more for auto insurance than women, but our analysis finds the overall average premiums each gender pays are only marginally different. While there are many factors that go into determining one's auto insurance premium, male drivers are statistically more likely to indulge in risky driving behavior such as speeding, driving under the influence or not wearing seat belts, according to the IIHS.
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3 weeks ago | 
experian.com | Karen Axelton
The cheapest car insurance in New Jersey is Bristol West's minimum coverage policy, at an average of $2,537 annually or $211 per month, according to Experian data from January 2025 and based on policies quoted through our automotive insurance marketplace. On average, minimum coverage auto insurance in New Jersey costs $2,561 annually or $213 per month. The cheapest full coverage car insurance in New Jersey is offered by AAA Insurance and costs $2,916 annually or $243 per month.
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3 weeks ago | 
experian.com | Karen Axelton
The cheapest car insurance in Pennsylvania is National General's minimum coverage policy, at $931 annually or $78 per month, according to Experian data from January 2025 and based on policies quoted through our automotive insurance marketplace. On average, minimum coverage auto insurance in Pennsylvania costs $1,352 annually or $112 per month. The cheapest full coverage car insurance in Pennsylvania is offered by Root and costs $2,009 annually or $167 per month.
