Karen Yang

Aug 2, 2024 | canstar.com.au | Joshua Sale |Karen Yang

Star Rating - lowest firstStar Rating - highest firstInterest rate p.a. - lowest firstInterest rate p.a. - highest firstComparison rate^ p.a. - lowest firstComparison rate^ p.a. - highest firstMonthly repayment - lowest firstMonthly repayment - highest first Exclusive offer for Canstar customers- Apply before 31 August 2024 to receive a special discount of 0.10% on your personalised rate. T&C’s Apply*.

Apr 3, 2024 | canstar.com.au | Joshua Sale |Karen Yang

What is a Target Market Determination? A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers. Why do product issuers provide Target Market Determinations? From 5 October 2021, TMDs are compulsory for most financial products.

Apr 3, 2024 | canstar.com.au | Joshua Sale |Karen Yang

Orthodontic cover allows you to claim a ‘benefit’ for orthodontic treatment or services, such as braces, or invisalign. The benefit amount you can claim, which can be either a dollar amount or percentage amount of the service or treatment cost, will depend on the fund and policy you go with. You typically cannot claim 100% of the costs with an orthodontics cover, meaning you’ll likely have to pay out-of-pocket for orthodontic treatments and services.

Mar 5, 2024 | canstar.com.au | Joshua Sale |Karen Yang

When it comes to deciding which home loan suits your needs, one consideration should be  how the interest rate is applied to the loan. There are three main interest rate types: Variable, fixed and split. Variable rate home loans have a variable interest rate attached, meaning the interest you pay can go up or down at any time.

Mar 4, 2024 | canstar.com.au | Joshua Sale |Karen Yang

About Extras Health InsuranceExtras-only health insurance, or ancillary cover, is a type of health insurance that provides cover for ‘general’ treatments and services from medical and allied health professionals not typically subsidised through Medicare. These ‘extras’ could include dental treatment, optical devices such as glasses, physiotherapy, and podiatry. Typically, these ‘extras’ are not covered by Medicare, and this type of insurance could help cover your out-of-pocket costs.