-
6 days ago | 
financebuzz.com | Kate Daugherty |Sarah Fulghum
Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident. Without it, you may have to pay out of pocket for any damage or injuries you cause.
Comparing liability coverage car insurance pricing with multiple companies is a smart move to help you get the best deal. But price isn't the only thing that matters.
-
1 week ago | 
financebuzz.com | Kate Daugherty
Consumer Price Index (CPI) data from December 2023 to December 2024 showed that the cost of motor vehicle insurance increased 11.3% nationwide, second only to the rising price of eggs. At the end of 2024, State Farm announced that it would raise rates by 17.7% in California for personal auto insurance, according to Consumer Watchdog. This was following a 21% increase in February 2024.
-
3 weeks ago | 
financebuzz.com | Kate Daugherty
LendingClub Rewards Checking basicsLendingClub CheckingAPY0.10% (as of 4/21/25) on balances over $2,500
Rewards1% cash back on qualified purchases
Minimum deposit to open account$25
Monthly maintenance feesNone
Overdraft feesNone
ATM access Yes, including unlimited rebates on out-of-network ATM fees
Joint accounts available?
-
3 weeks ago | 
financebuzz.com | Kate Daugherty
For many, including me, visiting a traditional bank to withdraw or deposit money is what we grew up with. And while traditional banks may be the most familiar, they aren't the only option for your money anymore. Several alternatives to banks are available, and they can often help you earn more, have lower fees, or have more mobile-friendly banking options than traditional banks.
-
3 weeks ago | 
financebuzz.com | Kate Daugherty
When I started freelancing, I dreamed of making $200 in one day. I thought about all the ways the extra money would help me and my family, and it motivated me to do something new and scary. I chose writing for my freelance journey, but there are many ways to make $200 a day.
For example, you can do classic side hustles like driving for delivery apps, grocery shopping, and providing pet or childcare services.
-
3 weeks ago | 
financebuzz.com | Kate Daugherty
Lemonade is a car insurance company offering telematics-based and pay-per-mile insurance. It uses AI technology to process most claims and says that it handles 40% of them instantly.
Its unique features include offering extra policy discounts for electric and hybrid cars, planting trees to offset drivers' carbon emissions, and providing free roadside assistance and emergency crash response.
-
1 month ago | 
financebuzz.com | Kate Daugherty
Get-paid-to (GPT) sites help people earn money by completing tasks online. Depending on the platform, users can play games, take surveys, complete other tasks, or all of the above. Many of the most popular GPT sites will pay you if you use them long enough, but you need to have reasonable expectations about how much you can earn.
My favorite GPT sites are Swagbucks, Survey Junkie, and InboxDollars since they have a variety of tasks and their earnings are comparable with each other.
-
1 month ago | 
financebuzz.com | Kate Daugherty
Kate Daugherty is a writer for FinanceBuzz with a passion for providing others the head start they deserve on their financial journeys. Largely self-taught, Kate relied on books, blogs, and trial-and-error to learn how to budget and save for the future, all while working to pay back about $15,000 in student loans.
Kate's work, also featured in SUCCESS magazine, focuses on making complex financial ideas accessible.
-
2 months ago | 
financebuzz.com | Kate Daugherty |Kate relied |Michael Kurko
Social Security is one of the largest and most popular government programs in history, but it's also one of the most confusing. A University of Michigan study found that 22% of current retirees regretted taking their benefits when they did, and 21.4% underestimated what they would get from Social Security. Determining how Social Security fits into your retirement savings plan can cause headaches. If you don't understand the rules, you could even lose money.
-
2 months ago | 
financebuzz.com | Kate Daugherty |Kate relied |Melinda Sineriz
Understanding how to manage your money effectively is crucial to ensuring your financial health. Whether you're trying to get out of debt, buy a house, or ensure you have enough money for retirement, making your money work for you is vital.
One of the hardest things about putting your money to work is that there's no one-size-fits-all solution. Although your financial picture will look different from everyone else's, a few guidelines can help.
