Kate Stalter

Albuquerque, Santa Fe

Contributing Writer at U.S. News and World Report

Contributor at Forbes

Articles

7 Best GARP Stocks to Buy Now

1 week ago | money.usnews.com | Kate Stalter |Rachel McVearry

GARP investing seeks companies with strong earnings growth and low valuation multiples. Carnival Corp. (ticker: CCL) and Royal Caribbean Group (RCL) have returned to earnings growth, though cruise industry volatility remains a concern. Vista Energy (VIST) and Qifu Technology Inc. (QFIN) have low forward price-to-earnings and price/earnings-to-growth ratios, suggesting strong value-growth potential. Greenbrier Cos. Inc. (GBX) and First Solar Inc.
'VOO and Chill': Should Investors Rely on Just the S&P 500?

1 month ago | money.usnews.com | Kate Stalter |Rachel McVearry

Key Takeaways: Investing solely in the S&P 500 may work for young investors, but it won't provide diversification for retirement security. Overlapping holdings in different funds can result in redundancy rather than true diversification. Diversification involves seeking uncorrelated sources of return using different asset classes. Asset allocation helps reduce volatility, providing a smoother return over time despite occasional underperformance.
Ask a Financial Pro: Should I Add Foreign Investments to My Retirement Portfolio?

1 month ago | money.usnews.com | Kate Stalter |Katy Marquardt |Tracy Stewart

Question: International investments haven't seemed worth it in the past. However, recent swings in the market have given me reason to reconsider. Is it wise to include foreign investments in my retirement portfolio, especially since they've historically underperformed compared to U.S. stocks? Answer: For years, financial advisors have urged retirement savers to include international stocks in their allocations. The idea is to help smooth returns in retirement.
Are You One of the 3.2 Million Americans Getting Higher Social Security Benefits Starting in April?

1 month ago | money.usnews.com | Kate Stalter |Katy Marquardt |Tracy Stewart

Key Takeaways More than three million retirees should see increased Social Security benefits in April following the repeal of WEP and GPO. Financial advisors recommend steps such as prioritizing emergency savings and paying down debt. Retirees with a sound financial plan may consider using the money to bolster retirement savings. Those receiving increased benefits should consider the tax implications of additional income.
What Is the 25x Retirement Rule?

1 month ago | msn.com | Kate Stalter

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This Is How Trump's Social Security Layoffs Could Affect Your Benefits

1 month ago | money.usnews.com | Kate Stalter |Susannah Snider |Tracy Stewart

Key Takeaways Cuts to the Social Security Administration workforce may cause delays for retirees claiming benefits. Office closures may limit in-person assistance nationwide. Routine matters such as disability claims and appeals may take longer to process. The Social Security Administration plans to lay off 7,000 workers, bringing its workforce headcount to about 50,000, according to a recent news release.
How the Social Security Fairness Act Could Change Retirement Benefits

1 month ago | annuity.org | Kate Stalter |Sierra Campbell

Annuity.org has provided reliable, accurate financial information to consumers since 2013. We adhere to ethical journalism practices, including presenting honest, unbiased information that follows Associated Press style guidelines and reporting facts from reliable, attributed sources. Our objective is to deliver the most comprehensive explanation of annuities and financial literacy topics using plain, straightforward language.
Retirement Accounts You Should Consider

1 month ago | msn.com | Kate Stalter

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What the Rothification of Retirement Accounts Means for You

2 months ago | money.usnews.com | Kate Stalter |Katy Marquardt |Tracy Stewart

Key Takeaways Rothification shifts retirement savings from pretax to after-tax accounts. The federal government could collect as much as $1 trillion earlier through Rothification, according to some estimates. Congress may use Rothification to address the federal deficit. Future tax laws could reduce Roth accounts' tax-free benefits. High earners lose pretax deductions with mandatory Roth contributions.
Tax Changes You Can Expect in Retirement

2 months ago | money.usnews.com | Kate Stalter |Katy Marquardt |Tracy Stewart

Key Takeaways Retirees generally have several sources of income, each of which may be taxed differently. Social Security benefits can be taxed based on total income levels. Roth IRAs and Roth 401(k)s provide tax-free withdrawals in retirement. Required minimum distributions are taxed as ordinary income. Taxes don’t stop in retirement. They often become more complicated as you draw income from multiple sources, each with its own tax treatment.