Katie Kelton

1 week ago | okcfox.com | Katie Kelton

2 weeks ago | komonews.com | Katie Kelton

Key takeawaysCredit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, which can affect your credit score. If you need to know specifically when your credit score will update, you can call your card issuer to learn when it reports to the bureaus. There are three main steps involved in your credit card usage impacting your credit score.

2 weeks ago | katu.com | Katie Kelton

When do credit card companies report to the credit bureaus? by Katie KeltonThu, April 10th 2025 at 11:03 AMmapodile/E+/Getty Images

3 weeks ago | bankrate.com | Katie Kelton |Aja McClanahan |Brooklyn Lowery

With so many rewards cards strategies to consider — like bonus categories, travel points and miles valuations and more — some cardholders opt to go the simpler route. A flat-rate cash back card lets you earn a consistent, unlimited rewards rate for every purchase you make. Redemption options are simple, too, usually in the form of a statement credit, direct deposit or gift card. Other cardholders pair a flat-rate cash back card with another bonus category rewards card.

1 month ago | bankrate.com | Katie Kelton |Brooklyn Lowery

Rewards are one of the biggest perks of credit cards. They can fly you to a new destination, secure you a rental car or pay for your next grocery run. That could be why so many people continue chasing rewards even with debt hanging over their heads. A new Bankrate survey shows that, among credit cardholders carrying a balance month to month, 72 percent are still making an effort to earn credit card rewards.