Kelly Ernst
Editor, Personal Finance at CNET
Wannabe revolutionary, improvement junkie, hater of the 9-5 and lover of all things snarky. That's right, spell check. Snarky is a word.
Articles
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5 days ago |
cnet.com | Kelly Ernst
This summer, the only beaches I'm visiting are local ones. They're not Instagram-worthy or all that exciting. But with the cost of everything out of control and the economy likely headed for a downturn, I can't justify splurging on travel to far-off destinations. Instead, I'm prepping for next year's vacation. I'm taking the travel fund I've already saved up and putting it into a nine-month certificate of deposit with a 4.25% annual percentage yield to help me realize my vacation dreams next year.
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1 week ago |
cnet.com | Kelly Ernst
Stock market drops can be scary, especially when your retirement savings are affected. Following last month's market plummet, many investors are understandably nervous about keeping their nest egg in something as volatile as stocks. But does that mean you should move your money into lower-risk assets like certificates of deposit? Not so fast, experts say. "Stocks and CDs play very different roles in a well-diversified investment portfolio.
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1 week ago |
cnet.com | Kelly Ernst
Last month's stock market drop was scary, especially if some of your retirement savings are in stocks. And while the market may have recovered, many investors are still shaken. If you're wondering whether you should pull your money out of your 401(k) or other retirement account and put it in a certificate of deposit, it's understandable. But before you make any drastic moves, consider what the experts have to say.
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1 week ago |
cnet.com | Kelly Ernst
If you're thinking of opening a certificate of deposit, it pays to shop around. Big banks aren't the only places that offer great rates -- you can often find top APYs by expanding your search to online banks and credit unions. Right now, the highest APY for CDs we track at CNET is 4.40%, and it's offered by CommunityWide Federal Credit Union's one-year CD. To give you an idea of how much that can net you, here's a look at your interest earnings if you deposit different amounts into this account.
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1 week ago |
cnet.com | Kelly Ernst
After two consecutive wins by the Oklahoma City Thunder, the NBA Western Conference Finals took a surprising turn. On Saturday, the Minnesota Timberwolves defeated the Thunder at their home court in Minneapolis, setting a new record in the process. The final score of Game 3 was 143-101, with the Timberwolves beating the Thunder by 42 points; the largest margin of victory in NBA history against a team that's won 65 games.
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OK, so we're doing this. :D #NaNoWriMo #nanowrimo2020 https://t.co/xQPrS4kqQm
Anyone doing #nanowrimo2020? I'm jumping in last-minute to rapid-generate some new content for the blog. What are you working on?
Pssst... I'm thinking of coming back. What are y'all wanting to read about these days?
