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Sep 22, 2024 | 
nuco.com | Kelly Helton
A Georgia appellate court ruled that the denial of a claim based on a policy exclusion does not render the whole policy invalid. The case is General Sec. Indem. Co. v. Gerald Jones Ford, LLC, 903 S.E.2d 325 (Ga. Ct. App. 2024). Jerquavius Berry made a $4,000 down payment on a vehicle purchased from Gerald Jones Ford. He submitted proof of insurance with Falls Lake National Insurance Company and made arrangements with Exeter Finance, LLC to provide the remainder of the vehicle’s purchase price.
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Sep 18, 2024 | 
propertycasualty360.com | Joe Toppe |Katie Pope |Elana Ashanti Jefferson |Kelly Helton
Cabins keep safe distance between workers at office environment. Social distance inside business workplace. (Credit: Antonio Rodriguez/Adobe Stock) Human resource leaders say they've battled many of the same old problems since the Covid-19 pandemic.
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Sep 17, 2024 | 
propertycasualty360.com | Alexandre Rajbhandari |Ray Sugrim |Elana Ashanti Jefferson |Kelly Helton
(Bloomberg) — U.S. property insurance rates are decreasing for the first time in almost seven years, after insurers returned to profitability amid lower losses tied to catastrophes. The average U.S. property insurance rate decreased 0.94% in the second quarter from a year earlier, following several periods of softening increases over the past year, according to a property market report from Aon Plc. It's the first time rates have decreasedsince the third quarter of 2017.
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Sep 17, 2024 | 
propertycasualty360.com | Ray Sugrim |Elana Ashanti Jefferson |Kelly Helton |Brittney Meredith-Miller
(Photo: Ingo70/Shutterstock.com) The Louisiana Department of Insurance has enacted Emergency Rule 49, which is effective from September 9 to November 11, 2024, after the state was impacted by Hurricane Francine. The rule may be terminated earlier than the November cutoff by the insurance commissioner.
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Sep 17, 2024 | 
propertycasualty360.com | Joe Toppe |Kelly Helton
The price of owning a new car in the U.S. continues to rise in 2024, according to a recent report by the . The average total cost to own and operate a new vehicle is now $12,297, or $1,024.71 each month, the data showed, notching an increase of $115 from 2023. "Buying a new car can be exciting," said Greg Brannon in the report, AAA's director of automotive research.
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Sep 16, 2024 | 
propertycasualty360.com | Elana Ashanti Jefferson |Kelly Helton |Brittney Meredith-Miller
For teenagers, obtaining a driver's license has long been viewed as a rite of passage. But fewer teens are driving nowadays than they used to. The percentage of 16- to 19-year-olds with a driver's license in the United States decreased from 64% in 1995 to just under 40% in 2021, according to the Federal Highway Administration. Why are today's teens hesitant to get behind the wheel? In some states, the process to obtain a driver's license is more involved and time-intensive than it used to be.
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Sep 16, 2024 | 
propertycasualty360.com | Kelly Helton |Brittney Meredith-Miller |Elana Ashanti Jefferson |Joe Toppe
It was the first time an Alabama appellate court had to analyze this issue, so the justices looked to appellate courts around the country for guidance. (Photo: nito/Adobe Stock) Alabama's Supreme Court ruled in favor of an insurer that was sued for bad faith, breach of contract and negligence on the basis that the insured failed to examine his policy coverages. The case is Crook v. Allstate Indem. Co., 314 So. 3d 1188 (Ala. 2020).
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Sep 13, 2024 | 
propertycasualty360.com | Emily Cousins |Kelly Helton |Claire Ballentine |Laura Nahmias
By Kelly Helton, JD | September 12, 2024 A minor drank to the point of intoxication at a bar in Florida and was later killed by a train. By Claire Ballentine and Laura Nahmias | September 06, 2024 American Transit Insurance is accused of dozens of potential financial improprieties and accounting problems. By Erich Bublitz | September 05, 2024 The current legal environment and social inflation converge to highlight the essential role of the right insurance.
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Sep 13, 2024 | 
propertycasualty360.com | Emily Cousins |Kelly Helton |Claire Ballentine |Laura Nahmias
By Kelly Helton, JD | September 16, 2024 After a storm damaged his lakeside deck and boat dock, the insured believed he was entitled to a higher claim payment than he received. By Kelly Helton, JD | September 12, 2024 A minor drank to the point of intoxication at a bar in Florida and was later killed by a train. By Claire Ballentine and Laura Nahmias | September 06, 2024 American Transit Insurance is accused of dozens of potential financial improprieties and accounting problems.
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Sep 12, 2024 | 
nuco.com | Kelly Helton
Homeowner Found 'Contributorily Negligent' for Not Reading His Policy This case discusses breach, bad faith, negligence, and contributory negligence relating to a homeowners coverage dispute over whether Coverage A or Coverage B applies to property damage. September 12, 2024 at 05:46 AM X Thank you for sharing! Your article was successfully shared with the contacts you provided.
