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1 week ago | 
aol.com | Kelly Suzan Waggoner
Memorial Day weekend brought plenty of sales and spending opportunities, but this Friday offers a different kind of deal worth considering. Today's certificates of deposit still deliver guaranteed returns of up to 4.35% APY, giving your money a reliable place to grow through the weekend and well into next year. CDs deliver consistent, predetermined growth that helps protect your money from rising prices and shifting market conditions.
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1 week ago | 
aol.com | Kelly Suzan Waggoner
Average mortgage rates are trending lower for the first time in more than two weeks as of Friday, May 30, 2025, a day after new reporting from the National Association of Realtors showed pending home sales down 6.3% in April — the largest drop since 2022. "At this critical stage of the housing market, it is all about mortgage rates," said NAR Chief Economist Lawrence Yun in a statement. "Despite an increase in housing inventory, we are not seeing higher home sales.
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1 week ago | 
aol.com | Kelly Suzan Waggoner
It's true the year's peak rates on certificates of deposit are behind us, but the advantages of CDs far outweigh rates alone. For one, CDs come with fixed rates that don't change over the life of your term, offering predictable returns and a guaranteed way to get in front of inflation and hedge against lower yields as additional .
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1 week ago | 
aol.com | Kelly Suzan Waggoner
Mortgage rates are holding fairly steady as of Thursday, May 29, 2025, with the 30-year fixed-rate conforming loan just under 7% — or 13 basis points lower than this time last year. Despite higher rates, a new showed mortgage purchase applications rising 3% week over week, some 18% higher than the same time in 2024.
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3 weeks ago | 
aol.com | Kelly Suzan Waggoner
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
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1 month ago | 
finance.einnews.com | Heather Petty |Kelly Suzan Waggoner
Financial scams are among the most common crimes out there, and seniors are taking the brunt of it. The FBI Internet Crime Complaint Center (IC3) received more than 147,000 reports of scams and fraud against people ages 60 and older in 2024, with the number of older Americans reporting losses of more than $100,000 to fraud that's more than tripled since 2020. And those are just the reported cases: The FBI estimates that only about half of older Americans affected by fraud report it.
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2 months ago | 
aol.com | Kelly Suzan Waggoner
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
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Mar 6, 2025 | 
aol.com | Kelly Suzan Waggoner
Growing concerns about the economy, inflation and a risk of recession have pushed mortgage rates lower as of Thursday, March 6, 2025, with the 30-year fixed purchase rate holding at under 6.70% — its lowest level since late October. Economists are keeping an eye on tomorrow's jobs report for February, which will provide clues on the labor market ahead of fresh inflation readings next week.
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Mar 5, 2025 | 
aol.com | Kelly Suzan Waggoner
Economic uncertainty's on the rise, yet among the safest spots to park your cash is a high-yield account earning significantly more money than your typical savings — up to 4.50% APY right now. These safe deposit accounts can grow your money 10 times faster than at your neighborhood bank with no fees, no minimums and no extra work, allowing every dollar you save to work hard toward your financial goals, like a down payment on a new home, summer travel or a rainy-day emergency reserve.
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Mar 5, 2025 | 
aol.com | Kelly Suzan Waggoner
Average 30-year fixed mortgage rates are now at 6.70% as of Wednesday, March 5, 2025, tumbling alongside growing concerns about the economy, including the effects of the Trump administration's latest tariffs on Canada, China and Mexico. A closely watched jobs report due on Friday is for February and a possible uptick in unemployment, which, along with next week's inflation readings, will influence the Federal Reserve's decisions on benchmark interest rates later this month, when it's .
