Keph Senett

Jan 10, 2025 | moneysense.ca | Keph Senett

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and the OAS payment dates in 2025.

Dec 6, 2024 | moneysense.ca | Concentra Trust |Moi Rewards |Keph Senett

Banking Many Canadians use a regular savings account to put money toward financial goals. But there’s a better way that pays more interest and charges no fees. You work hard, follow a budget and put away some money, but now what do you do with it? Most savings tools available to Canadians are underwhelming, either returning low interest, locking in funds for long periods or charging onerous fees—or some combination of the these.

Dec 4, 2024 | moneysense.ca | Moi Rewards |MCAN Wealth |Keph Senett |Concentra Trust

RDSPs Sponsored By Concentra Trust The registered disability savings plan is a powerful financial tool for Canadians with disabilities. Learn about RDSP contributions, grants and more. The registered disability savings plan (RDSP) is not new—it was introduced in 2008 to help those eligible for a disability tax credit (DTC) save and invest. However, few Canadians know about it.

Nov 1, 2024 | moneysense.ca | Keph Senett

Cash back credit cards are an extremely popular type of rewards card in Canada. Each cash back credit card has its own features and benefits, so you’ll want to compare the annual fee, earn rate and any additional benefits before you apply. Compare your options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more. To help you pick the right card we’ve put together a list of our favourites based on different categories.

Nov 1, 2024 | moneysense.ca | Keph Senett

Canadians love travel and shopping, but when using their credit cards outside of Canada, many pay foreign transaction fees—as much as 2.5%—on every purchase, and that’s on top of the exchange rate. The good news is there are several strong credit card options for Canadians that either offer no foreign transaction fees or reward purchases with more than enough cash back to cover the fees. Why trust usMoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999.